this is something that you should discuss with the delivery company first. It is likely that their liability insurance would cover something like this. If not, then discuss it with your insurance agent.
hope this helps!
No
You need to ask your insurance representative what your policy covers.
Depends on the cause of damage. Need to be more specific to get an answer.
No damage to motor vehicles is specifically excluded
This depends 100% on two things:What damaged the flueAnd are you covered for that type of damage
No. The utility company is responsible for the repair of your driveway, not your insurance. I'm also pretty sure that a driveway technically is not considered part of your home and is not covered under most policies. Check your policy to see what is and is not covered.
You'd most likely file that with your auto insurance, as that's the property that was damaged. Hoever, you might find there's a clause that says they won't cover acts of god, which, in the eyes of the insurance world, this was.
Your answer depends on who owns the driveway, and who damaged the drain. Best practices dictate that you file a police report and contact your insurance carrier, who can sort out who pays for the repair of the damage.
Rebuilding the house and buying all new items to replace those damaged
You should contact your Insurance Agent for clarification. But most Home Insurance Policies do not provide coverage for cracked or broken concrete structures such as sidewalks, patios and driveways.
Each vehicle should have its own insurance so each should pay out if each were damaged, whoever owns them.
Homeowners insurance covers the house itself should it be damaged. Many of the policies include liability insurance so that if anyone is injured there you have protection. There are some types of mortgage insurance that cover the remaining mortgage should the owner die. But, if the lender does not require it due to a low down payment, one would have to specifically buy that.