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Q: Does your personal auto insurance cover an accident that might occur while driving for business purposes in a sales job?
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Does homeowners insurance cover stolen tools?

Generally speaking, a homeowner's policy covers personal property for loss by theft.Tools used for business purposes may not be considered by personal property.


Commercial Auto Insurance Is a Must for Businesses?

When you insure a vehicle that you use for business purposes, make sure that you insure it under an authentic commercial auto insurance policy. A personal auto insurance policy will not cover many business uses of an automobile, and if you make a commercial auto insurance related claim that is not covered on your personal policy it will be denied. Therefore, when you buy or lease a car for business use, contact a commercial auto insurance broker if your general business insurance broker or provider cannot assist you with your commercial auto insurance needs.


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It records the actual accident. The recorded video can be used as a backup claim or evidence for insurance purposes or in court.


Personal property such as furniture or appliances are called?

These objects are considered personal property and are usually called personal property, especially for insurance purposes.


Business Auto Insurance?

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Is food tax deductible?

If you donate the food to a charity or you are in the food business and use it for business purposes, then probably. If the food is for personal use, then not.


If you are driving personal vehicle for work purposes and had a car accident and you were at fault is the employer responsible for repair of damages to the vehicle?

No. If it was your own vehicle and you caused the accident then it is entirely your responsibility that the damage was caused and that you get it fixed.


The Many Purposes of Auto Insurance?

Auto insurance serves many purposes. It protects other people should you cause an accident. Your liability insurance would, in most states, pay for the damages to their property and their medical bills. However, it is also intended to protect you. Collision insurance would pay to repair the damages to your car in an accident. Comprehensive coverage is designed to protect you from other events such as vandalism and theft. Finally, insurance is designed to protect your other assets should there be a lawsuit. You should ideally carry levels high enough to protect all of your assets in the event that you are sued after an accident.


What insurance is required for using a personal car for pizza delivery job?

Probably, your employer will require you to have Liability, and you should tell your agent that you are using the vehicle for business purposes. This is different than just to & from work, and your rates will likely be higher.


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It is easier to use your personal finances, however, for tax purposes it would be more beneficial to obtain other financing.


Is Key Man insurance taxable?

No it is not. It is recorded as revenue for GAAP purposes, but is not considered business income. 10/18/2008


Can your employer insist that you carry full coverage auto insurance?

If your vehicle is being used for company/business purposes, yes.