Any person who is owed a valid debt by a property owner can file suit and if awarded a judgment can enforce that judgment as a lien against real property owned by the debtor. If the debt owed qualifies under the laws relating to Mechanic's Liens, then the person or business that is owed the monies does not need to follow due process through the court but can file such a lien with the county recorder's office in the county where the encumbered property is located. However, as a general rule, Florida has unlimited homestead exemption, which does not negate the rights of a creditor to place a lien against the property but it does prevent the forced sale of said property in order for the judgment holder to collect the debt.
My mother is 75 and is facing foreclosure on her property. She is concerned of what the mortgage company can seize of her personal property, especially her IRA, annuity and car. What are they legally allowed to take?
Not much if the issue pertains to a married couple, as Florida is a TBE state. Even debtor's who are unmarried have several options for protecting property both real and personal. The largest flaw in Florida's property exemption statutes would be that pertaining to vehicles. The same exemptions that are used for bankruptcy are also applicable concerning creditor lawsuit judgments. For a listing of exempted property allowed under the new BK laws, visit Bankruptcy Action http://www.bankruptcyaction.com
Depending on the property and what the job is, the employer is sometimes allowed to enter their property. However, in most cases, they are not allowed to violate the property.
yes, they are allowed to
According to average statistics, the annual value of a house property is around $80,000. This, however, is for middle class or slightly upper median homes. The deduction allowed is around $4,000 per year. This, however, depends on exactly what you are deducting and writing off of the house.
Read your loan agreement they are usually allowed to come on the loanee's property as long as they cause no damage.
That is up to the owner of the property. Their property, their rules.
Yes
Everyone is allowed to use intellectual property, as long as they have permission from the owner or an exemption in the law.
Generally not
In the state of Florida, we are required under Florida State Statute ch. 493 to do a full inventory of items located in the vehicle at the time of repossession. You are then notified by mail (to the last known address) of the charges and usually company policy regarding when you can pick up your belongings. We are allowed to charge for our agent's time to inventory the vehicle and storage of the property if we choose. It's up to each company to decide what the fees will be. The state of Florida states your tag is considered personal property and is redeemed at the same time as the rest of your personal property.
no