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Explain any three difficulties faced by the people in a nonExplain any three difficulties faced by the people in a nonExplain any three difficulties faced by the people in a nonExplain any three diffi?
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What are the organ system of human?
the answer is simply diffi
What are organ system of the human body?
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What are the diff organ system of human body?
the answer is simply diffi
Who is the current US national dance leader?
worldwide myne (min-nie) sasaki and emily fassbender emily ovrtook myne in pts from a cont. sho emily made more points in many ways 1. emily is 13 n myne is 17 2. emily had a diffi. dance 3. emily had a higher score hope this helped u kno ur competition 4 nxt yr! (emily already won 5 so she cnt compete anymore) WATCH OUT 4 MYNE!
When is the best ti you to consider a cost segregation study?
When a future project or transacti on may be postponed or cancelled due to concerns about cash flow, (e.g. LEED or energy effi ciency retrofit). When a past project or transaction threatens the ability to survive the economic downturn When it is diffi cult to gain lender support for an acquisiti on, new constructi on/renovati on or leasehold improvement. When a property is "under contract" and before sett lement. When a new constructi on project is being designed or considered. When a signifi cant leasehold improvement is completed. Within the fi rst year post acquisiti on, constructi on or renovati on.
Who brought camels to Australia?
Camels are not native to Australia. Australia's huge feral camel problem is a result of some of the early explorers bringing camels over from Afghanistan and surrounding countries to help them explore the desert interior of the continent. It was not uncommon for the explorers and/or the Afghan cameleers to release their camels, or for the camels to escape.
What key factor influence purchasing decision?
Key factors affecting consumerdecisionsEvery day, consumers and households make decisionsabout the goods and services they purchase. Figure1.2n (page 17) summarises some factors that infl uencethese consumption decisions.FinanceConsumers require access to funds in order to purchasegoods and services. These funds may come from theirown savings or from a bank or fi nancial institution inthe form of credit. Some retailers also offer fi nancein the form of store credit cards and hire purchaseagreements. Hire purchase is similar to purchasinggoods on a credit card. With hire purchase, however,the funds are lent to the customer by the store ratherthan a bank or fi nancial institution. Customers can takethe goods home and make regular payments to theretailer over a period of time. This is a common way ofpurchasing durable goods, such as cars, white goodsand jewellery.Consumer choice 17FinanceCan I obtain finance to helpme make this purchase?FactorsaffectingconsumerdecisionsPriceWhat is my budget?Can I afford this good or service?MarketingHow is marketing used tolure me as a potential customer?Age and genderHow do my age and genderinfluence my consumption habits?Environmental concernsWhat impact does the consumption ofthis product have on the environment?Service and convenienceWhat in-store service is available?How easy is it to shop in this way?Warranties and after-sales serviceDoes this product have a warranty?What after-sales service is available?Figure 1.2n Factors affecting consumer decisions.The amount of money that you earn (your income) isanother important factor that infl uences purchasingbehaviour. Your disposable income (or net income) isthe amount of money that you have to spend on goodsand services. It is calculated by subtracting the tax youare required to pay from your gross income (or totalincome).Disposable income = gross income - taxA number of factors infl uence your level of grossincome, including the type of industry you work in, yourqualifi cations and your level of experience in the job.PriceThe amount of money you are willing to spend and theproduct's price are two of the most important factorsaffecting your decisions as a consumer. Being a wiseconsumer means answering the following questionsbefore you purchase a good or service:• Am I spending more than I can afford?• Have I checked the prices of the same product inother stores?The Australian Government's consumer websitesuggests that you obtain a minimum of three quotesbefore buying an expensive good or a service. Whencomparison shopping, it is often useful to mention thatyou have obtained quotes from a number of suppliers.This usually encourages businesses to quote you alower price.It is also vital that you know how much you can spendby preparing a detailed budget. It is easy to forget aboutyour spending limit when you are excited about buyinga new mobile phone, computer game or surfboard. Abudget helps you to avoid spending your money onless important items and not leaving enough money forthe things you really want.Some other tips for comparing prices are summarisedbelow:• Don't assume that the price is lower just becausethe item is on sale or that the advertised price isalways the lowest price.• Don't be rushed into making a purchase by salesassistants telling you 'The prices are only goodtoday'.• Be aware of hidden costs, including extra chargesfor delivery fees, installation charges, service costsand postage and handling fees. Add these chargesto the total cost of the product.• When comparing the prices of products in a supermarketuse the unit pricing method to compare thecost per gram or kilogram (see the box 'Unit pricingexample' below). Bigger packages are not alwaysbetter value for money than smaller ones.Unit pricing exampleTwo packages of breakfast cereal are provided for salein your local supermarket. The product in both boxes isidentical. However, the prices and weights differ:• box A weighs 1 kilogram and the price is $8.33• box B weights 750 grams and the price is $6.00.You can work out which box is better value by calculatingthe cost per gram using the formula below.Cost per unit = price ÷ weightUsing the formula above, the cost per gram of the boxes is:• box A-833 ÷ 1000 = 0.833c per gram• box B-600 ÷ 750 = 0.800c per gram.Box B is better value as it has a lower cost per unit.18 Commerce.dot.comMarketingRetailers and manufacturers use the fi ve 'Ps' ofmarketing (price, position, product, promotion andplace) to alter the buying behaviour of consumers.Breakfast cereal manufacturers, for example, packagetheir product in large boxes to maximise the advertisingpower of each box on the supermarket shelf.Marketing strategies such as this have a considerablenegative, as well as positive, impact on consumers.Growing numbers of consumers and communitygroups are unhappy with the wasteful use of resourcesin some product packaging and the extra costs thatare passed on to customers. These groups would liketo see manufacturers reduce the amount of packagingused for their products and minimise the impact of theirproduction methods on the environment.Age and genderMost consumers realise that their wants change asthey get older. There are, however, a range of otherdemographic factors that infl uence consumptiondecisions, such as gender (boys and girls oftenpurchase different types of products), ethnic backgroundand income. An example of the importanceof demographics is the recent trend by manufacturersto cash in on the market known as 'the tweens'-girlsaged 10 to 13. Tweens tend to be very aware of brandnames and often purchase make-up, motivated by adesire to look older than they are. Recent attempts tomarket products to this age group have included theSabrina the Teenage Witch products and the NikkiWebster line of cosmetics and records. It is estimatedthat the tween market could potentially be worth morethan $175 million a year to retailers.Environmental concernsIn recent years, consumers have become increasinglyaware of environmental issues and have taken theseinto account when choosing which goods and servicesto purchase. They have started to look beyond 'valuefor money' and consider the environmental impact oftheir purchases.In response to these concerns, manufacturers andretailers have started promoting and selling a rangeof 'environmentally friendly' products, such as paperproducts made from recycled paper. These productsare becoming increasingly popular among consumers.Service and convenienceIn recent years, service and convenience havebecome increasingly important to customers as theirlives have become busier and the value of their freetime has increased. As a result of these pressuresand the diffi culties of transport in many of Australia'slarge cities, customers are increasingly making use ofnew, convenient shopping alternatives, such as onlineshopping and Internet banking.The demand for increased convenience is accompaniedby a desire by many consumers for a morepersonalised shopping experience. Businesses haveresponded to this demand by offering a range ofmobile domestic services, including car washing, petgrooming, ironing and gardening services. Many ofthese businesses operate seven days a week and willtravel to a customer's home or workplace at a time thatis convenient for the customer.Info.com.techConsumer information onlineThe Australian Government's consumer website provides useful informationfor consumers.ActivityAccess the Australian Government's consumer website.What advice does this site give about the importance offi nance, price, packaging, service and convenience whenmaking consumer decisions?Warranties and after-sales serviceA warranty is an agreement that outlines the conditionsunder which a consumer is entitled to have a goodeither repaired or replaced. Warranty conditions differfrom one product manufacturer to another, so it isimportant to know what is covered by each policyand what is not. Shop around until you secure a gooddeal.Customers can often purchase an extended warrantyfrom the manufacturer or retailer. Paying for an extendedwarranty can save a lot of money on ongoingrepairs, which makes the product cheaper in the longrun. Extended warranties are popular for expensiveelectrical goods, such as computers and white goods(for example, clothes dryers and fridges). It is importantto be aware of your rights and responsibilities as aconsumer so you know whether you can have theproduct repaired or replaced if it is faulty.Other forms of after-sales service include customerhelp lines and product-support websites. Make sureyou are aware of the support available for a productbefore you purchase it.
