It's quite a long subject that would encompass several pages of text. For a detailed answer read "So you want to fix your credit huh" chapter 3: What is a credit score. www.wowifixedmycredit.com
In order to find out your business credit history, you must talk to someone at your local bank, credit union, or perhaps call your credit card company and ask to speak with someone who could help.
There are multiple websites that can calculate your credit score history. For example, freecreditreport.com. You could also ask you bank or credit union.
You can check your credit score for free on websites like Credit Karma, Credit Sesame, or through your bank or credit card issuer. Keep in mind that these scores may not be the exact same as the scores used by lenders, but they can give you a good idea of where you stand.
A credit history is a record held by credit reporting agencies like Equifax and Experian, of the credit you currently have and have held in the past. It also records how good you have managed that credit. There are many factors that determine your credit history. For instance, you may find you have got bad credit in case you have missed payments or defaulted on a loan.
No, it is impossible to have a credit score without any credit history. But you should check to make sure. You might find lines of credit reported in your name that don't belong to you which is a potential indication of identity theft.
You can get your credit history for free once a year from a government website. However, the free credit history doesn't show your score. For that you can go to equifax.com
Even if you have bad credit, you can still often find an easy credit card to qualify for. Depending on whether you have a poor credit history, or just no credit.
Yes you can. Everyone starts off at some point without a credit history, and there are options available for people who would like to get a credit card without any history of having one. They can start to build their credit history by applying for a secured credit card or applying for a joint credit card with someone who has an established credit history. The third option available to someone who has no credit history is to find a credit card issuer catering to first-time customers and offer student credit cards or bad credit credit cards or just plain and simple credit cards that are able to be approved for with little or no credit history.
You can find your credit report history onlineat freecreditscore.com you sign up for the free service get your score and them cancel it so it becomes free if you forget thoug it will become a monthly charge.
People can find the best credit card offers by going to their local bank or credit adviser, who will tell them their current credit history and banking information, then decide what credit card is correct for the customer.
This is the website i found with the most helpful information on Where is the best place online to find a free credit history report. here is the website www.annualcreditreport.com/ - Cached
A credit report tracks your credit reliability based on your history of making payments on your loans and other debts. A credit score is a numeric value based on a weighted formula and your credit history. To find out more on both your credit report and credit score go to http://cashmoneylife.com/credit-score-credit-report-difference/