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I wish to have my own credit card Is it possible to obtain one though I don't have credit history?
Wiki User
∙ 13y ago
Yes you can. Everyone starts off at some point without a credit history, and there are options available for people who would like to get a credit card without any history of having one. They can start to build their credit history by applying for a secured credit card or applying for a joint credit card with someone who has an established credit history. The third option available to someone who has no credit history is to find a credit card issuer catering to first-time customers and offer student credit cards or bad credit credit cards or just plain and simple credit cards that are able to be approved for with little or no credit history.
Wiki User
∙ 13y ago
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Is it possible to obtain an aqua credit card with juat a fair credit score?
Yes, it is possible to obtain an aqua credit card with just a fair credit score, though it's easier if you have a good score.
How do you get a credit card with no credit history?
There are available credit card companies that offer a chance for people to have credit cards even though they don't have a credit card history. Even people who have a bad credit card history can still be a candidate for the application. Though it will be harder for one to get his/her application granted.
Where can one apply for a first credit card?
Credit card is available at any bank but you require a few things: 1. Even-though you can get your card legally by 18, it is of importance that you have a credit history. 2. It is possible for you to get a credit card before 18 but you need your parents consent.
Home Equity Lines of Credit?
In addition to home equity loans, it is now possible to obtain home equity lines of credit that allow you to borrow only the amount you need at any given time, even though you have access to an amount similar to that of a home equity loan. A home equity line of credit is similar to a credit card in terms of how it is used, except that the credit limit is backed by and based upon the equity value of your home. It is even possible to apply for a home equity line of credit from online lenders.
Do you have a credit score if you do not have any credit cards?
Yes, it is possible to have a credit score even though you don't currently have any credit cards. If you have ever applied for credit of any type then you are likely to have a credit score.
Is it possible to obtain an aqua credit card with juat a fair credit score?
Yes, it is possible to obtain an aqua credit card with just a fair credit score, though it's easier if you have a good score.
How do you get a credit card with no credit history?
There are available credit card companies that offer a chance for people to have credit cards even though they don't have a credit card history. Even people who have a bad credit card history can still be a candidate for the application. Though it will be harder for one to get his/her application granted.
Where can i get a no credit credit card?
Typically you will not be able to obtain a credit card with out any credit. You are considered high risk and companies do not want to take a chance. But you can contact your banking institute and they can assist you in trying to obtain one. You can get a pre-paid credit card though and that will help you to obtain credit so you can later on get an actual credit card.
Can I obtain a credit card with my bad credit?
Yes you can in fact get a credit card with bad credit. You will have to pay a high interest rate than others because of this though.
Where can one apply for a first credit card?
Credit card is available at any bank but you require a few things: 1. Even-though you can get your card legally by 18, it is of importance that you have a credit history. 2. It is possible for you to get a credit card before 18 but you need your parents consent.
Does your husband no longer have a credit history if he has been unemployed for 10 years even though you have joint credit accounts?
If you have joint accounts that have been open and active in the past 7-10 years, your husband has a credit history. Credit history has nothing to do with the status of his employment.
Why does credit information remain on your credit report even though the account has been closed for years?
It's all part of your credit history..the good the bad and the ugly. I longer history is generally good.
Home Equity Lines of Credit?
In addition to home equity loans, it is now possible to obtain home equity lines of credit that allow you to borrow only the amount you need at any given time, even though you have access to an amount similar to that of a home equity loan. A home equity line of credit is similar to a credit card in terms of how it is used, except that the credit limit is backed by and based upon the equity value of your home. It is even possible to apply for a home equity line of credit from online lenders.
Do you have a credit score if you do not have any credit cards?
Yes, it is possible to have a credit score even though you don't currently have any credit cards. If you have ever applied for credit of any type then you are likely to have a credit score.
Where is it possible to find an inexpensive credit check report?
It is possible to receive a free credit check report once a year from each of the three credit bureaus. It can be be found directly though the company's website like Experia.
Does the VA look at a credit score for a home mortgage?
VA loans are less score sensitive than other loans. They will review your credit history though.
If you move from Canada to the US and have bad debt in Canada will it effect your credit in the US?
When a Canadian moves to the U.S. their credit history in Canada is irrelevant. They will have no credit in the U.S. though, which can be worse than having bad credit. hi
