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I was raised to the fact that the owner of the fence is to mend the fence but good neighbors would often chip in with work or meterials
Both parties should divide the bill in half.
no it cant both owners have to consent to paying for the fence or the one that has the fence put up is responsible.
That issue is addressed by local ordinances. In my jurisdiction the one who pays for the fence gets to have the good side facing their own property. You need to call your local building department to determine what the regulations are in your jurisdiction.
The state pays the property tax.
You should ask the developer to remove and replace the fence. If it does not agree then you should seek the advice of an attorney who specializes in real estate law. You may need to bring a lawsuit.
It pays to another party if you injure them or damage their property.
Insurance covers some of the cost and the rest the homeowner pays for the replacement.
Usually the owner of the property is the one that pays the property taxes on the owners property. Some time the mortgage company will pay them from a escrow account but the money that is in the escrow account comes from the property owners monthly payments.
If it was struck by lightening or blew over in a storm, that's considered an act of God, and the owner of the fence pays. If someone caused the tree to fall over, that person would be responsible. If the tree simply died IDK, still think it's the fence owner though.
In a condominium usually the board pays for property insurance on all common areas. An individual owner pays for 4 walls, the ceiling, the floor, the inside of the door, and everything in between.
If Florida is like most other states, a condominium unit owner pays property taxes for the unit.