Ground bees are known to be brown with yellow stripes across their back. These insects build their nests under the ground and can be very dangerous if they are not detected.
ground nesting wasp
It is a moth.
A burrowing bug is any insect in the family Cydnidae.
There are many types of flying insects with black bodies and white stripes. Some possibilities include butterflies, bees and wasps.
The sand fly is an insect that matches this description. It is black with a red abdomen and nests in the ground.
May be a Cactus Bee
I don't know but my grandpa has these in his front yard, I'm trying to figure it out too
The flying insect that can spread the disease Malaria is the Anopheles Mosquito.
The marmorated stink bug is an insect that has brown and black horizontal stripes. These type of stink bugs are found in Massachusetts and Missouri.
an flying insect
Dragonflies are one of the fastest flying insects
The black and yellow stripes that bees and wasps share are to warn other animals (including humans) that they are dangerous. That is why people get alarmed when they see any flying insect with black and yellow stripes. The hover fly for example has black and yellow stripes. People are scared of them, even though they are completely harmless.
I believe what you are talking about is the Hummingbird Moth.