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What exactly is "high risk" insurance? Reckless driving is considered a serious violation by most companies. Every company has their own underwriting guidelines. Some companies specialize in customers who have multiple tickets and or serious violations but they will also take on drivers who don't have tickets or accidents on their record. You might try to find a company that puts more emphasis on your "insurance score" which is credit based rather than driving record. Of course if you have bad credit and tickets you could be in trouble.

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Q: Guilty of reckless driving do you need high risk insurance in Virginia?
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Will pleading guilty to reckless driving lower the cost of the ticket?

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