They shouldn't. The finance company has a lien on the insurance money to pay off the loan. The Finance Company will cash the check, pay off the balance and if there is any balance left, send the money to you.
No.
No. If you had an accident with your husbands car and you were at fault with only PLPD insurance, the damages to your vehicle would not be covered.
yes
Dose my mother have to pay for my late fathers hospital bill from the auto accident that killed him?
how do i get a copy of my husbands life insurance from global insurance
No, but if you don't tell them you are married then you are committing insurance fraud.
"The average amount of life insurance coverage on insured husbands is $235,600 "
Absolutely not. However your husbands policy would become your secondary insurance and you would hold your own primary insurance. Make sure you check with each insurance company to verify that the offer coordination of benefits on what is considered major work!
Many people who divorce do have a clause in the decree regarding insurance beneficiaries. If the decree is written this way and/or the policy includes her as a beneficiary, then she certainly has rights.
Have your husband call the insurance agent to make this change.
The husbands own insurance would be primary, and his wife's would be secondary.
Waiting for answer.