Contact the authorities in the area the accident occured, surely they will be able to provide assistance.
In case of an accident with a property damage of $750 or higher, each driver must file a report (SR1) to the:
The police arbitrarily chooses which car is considered Driver one and Driver two. You have to read the report to determine who is at fault.
accident report
Driving without a license is a crime. If you report that you where driving your dad's care without a license, you could get yourself into trouble, and put your dad's rates though the roof. Do not call the insurance company and tell them you where driving unlicensed. If you have your permit, and where driving legally with a licensed driver, and you had an accident in your dad's car, yes, you can report it and his insurance may cover it if he has that type of policy. If anything, your dad could report that he had the accident, though that would be dishonest.
You can get an accident report at the police station.
Not enough info, you fell asleep and hit what?
If you know the information, or as much information as you can get, about the other driver, furnish that to the police and/or your insurance carrier when you file your own report.
IF THERE IS ANOTHER CAR AND DRIVER INVOLVED IN THE ACCIDENT THEN WHEN YOU MAKE A REPORT YOU REFER TO THE OTHER CAR AND DRIVER AS THE 2ND PARTY
No, it is to late now to file a police report. Due to the fact that where the accident took place, there are not any marks or anything that will be visible from the accident scene to make a police report on.
Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.
The license status of the other driver has no bearing on your liability. If you were at fault you are still responsible for any damages and injuries. Just report it to your insurance company as you would any other accident.
Everything pertaining to the accident. The other driver's info, vehicle info, investigating officer, location of the accident, was anybody injured or transported to a hospital and most impotantly, who was at fault and cited for the accident's occurrence.