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Yes to answer your question...Legit enough to Sue, Serve, and get me into court in McHenry County, IL. You have 2 options after you get served, show up at court and fight them until they negotiate, or don't show up or let them get a Default Judgement on you. In my experience, they will get you into court several times with a substitute attorney who has no power to negotiate, and or the information enough to do so in hopes that you get sick of going to court and just accept your debt in front of the judge.

I told them because my debt was near $2500.00 "that I can just as easily file for bankruptcy for $800 instead of paying the original debt" to the junk debt dealer in the first place. They buy these debts for around $.10-$.40 each and need to be fought against tooth and nail. I told them also that I would pay them the $800 for them to accept and settle out of court and dismiss the case with the agreement in front of the judge that they would clear my name with the 3 credit reporting agencies..

Hope this helps

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Q: Has anyone ever been sued by schindler law firm from Illinois for a debt Are they legit Will they negotiate?
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