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Yes it does. I have a friend that did not pay her cell phone bill and when she went to buy a car it was on her credit report. It made her look bad because if she cannot pay for a cell phone bill how could she pay a car payment.
Answerif its one or two monthsIt will only hurt your credit with your cell phone provider. but every company has its limits. After 90 days with some carriers they will transfer your un-paid balance to a third party collection agency. This agency is the one that will put negative remarks on your credit report if they can not get payment or a solid payment arrangement. Even a non-payment of only 40 dollars can stay on your record for 7 years. this will effect everything you try to obtain by credit. this is known as R9.KeVin Toronto
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∙ 12y ago
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∙ 11y ago3 years.
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Does cell phone or house phone bills effect credit scores?
yes,especially if it is unpaid!
Do credit scores effect cell phone plans?
If you are looking to get a cell phone plan, having poor credit may require the cell phone company to collect an upfront deposit from you. Not paying your cell phone bill on time will go on your credit report with unsatisfactory results. However, always paying your cell phone bill, and always paying it on time will not get reported to the credit bureaus; and thus will not positively affect your credit.
Will not paying cell phone bill affect credit rating?
yes
How long does it take for unpaid cell phone bills to come off your credit report?
7 years or change your name and move to mexico
Does paying your cell phone bill on time help your credit?
It can't hurt your credit. Most all cell phone providers do NOT report your good on-time payments but will report late payments.
Does Skype chatting show up on your phone bill?
Skype chatting like video does not show up on the normal phone bill. If you call a contacts cell phone from your account on skype and you do not have credit it will not go through. If you have credit, it will show up on your phone bill. But regular videos chats do not show up on your phone bill.
How would I make a gift out of a month's cell phone service?
You can call their cell phone company and have them bill their next bill with your credit card. The easiest way to do this would either be online or with customer service.
Can I get a credit card with little or no credit?
You don't necessarily need credit to get a credit card, it's bad credit that they don't want to give you a credit card. If you have a cell phone bill, or utility bill or pay rent, you should have some kind of credit.
Can you be denied entry in US because of an unpaid cell phone contract?
No.
Can I file your cell phone bill on bankruptcy?
No, you cannot file my cell phone bill in a bankruptcy. However, you can file YOUR cell phone bill in a bankruptcy.
How long will an unpaid cell phone bill affect your credit?
Past due accounts that become collections or charge-offs are usually reported adversely to the consumer's credit file for 7 years plus 180 days from the start of the first collection activity. Pull your credit history for review for free once per year at www.annualcreditreport.com If you apply for credit, banking, insurance, or housing and are denied based on credit, you have the right to obtain a free copy of your report.
Cell phone bill almost 8 years old that a collection agency just started calling aboutcan they still collect after all this time?
You need to check the law on this - find out what the statute of limitations are on unpaid (phone) bills.
