No, it cannot be removed but the information can be amended to read correctly. A bankruptcy discharge remains on a credit report 10 years from the date of discharge.

Asked in Credit Reports, Bankruptcy Law, Credit

How can a dismissed bankruptcy be removed from a credit report?

Nothing, a dismissed banruptcy remains on a credit report for seven years.

Asked in Debt and Bankruptcy, Credit Reports, Credit

How can you get a bankruptcy removed from equifax when it has been removed from the other credit bureaus?

If you have checked your report from Equifax and a discharged bankruptcy is on there, you can simply write to them with the amendments and they are obliged to correct their report.

Asked in Credit Reports, Credit

Can you remove bankruptcy from credit report?

Yes you can remove a bankruptcy from your credit report. You must dispute it to the credit bureaus using the Fair Credit Reporting Act. The credit bureaus have 30 days to verify the listing or it must be removed from your credit report. A bankruptcy should only be disputed if it is erroneous or inaccurate.

Asked in Debt and Bankruptcy, Credit Reports, Bankruptcy Law, Credit

How long does a bankruptcy in Texas stay on your credit report?

Bankruptcy can stay on your credit report for up to 10 years. I say "up to" because you can ask to have it removed and in some cases they may do so. After 10 years if it is not removed, you can demand that it be removed.

Asked in Credit and Debit Cards, Improving Your Credit Rating, Money Management, Credit

How do you remove bankruptcy from your credit rating?

The only way to remove a bankruptcy from your credit report is to dispute it to the credit bureaus. The credit bureaus have 30 days under the Fair Credit Reporting Act, to verify your bankruptcy withe the court that filed it or it must be removed from your credit report.

Asked in Bankruptcy Law

How long after filing chapter bankruptcy for it to be removed from your credit report?

can you stop wage garnishment from your wages if you file bankruptcy

Asked in Credit Reports, Credit

After seven years when debts from a bankruptcy are removed from the credit portion of your credit report will the bankruptcy still reported in the public record portion affect your credit status?

bankrupcires stay on for 10 yrs. But when you gfinalize the bankruptcy the debts are automatically removed anyways.

Asked in Debt and Bankruptcy, Credit Reports, Credit

How long does a bankruptcy stay on your credit report in tx?

A Chapter 7 bankruptcy stays on your credit report for 10 years. Generally a Chapter 13 bankruptcy will be removed after 7 years, but can remain up to 10 years.

Asked in Credit Reports, Credit

If you have a repossesion on your credit report when you file for bankruptcy will that be removed from your credit report?

No. The repossession will be its own listing. If is was including in the bankruptcy, it will be listed as 'included in bankruptcy' but it will still be listed as its own listing. UPDATE: Actually, you can force Equifax, Experian and TransUnion to remove a Bankruptcy from your credit report and you can do it legally using a federal law that is in place. Credit Bureaus MUST have "verifiable proof" of the "bankruptcy" in their files if they are going to report the negative item on your report. The dirty little secret the credit bureaus don't want you to know is that they do not have any "verifiable proof" in their files for any of the negative items on your credit report. The Federal Court that the bankruptcy was filed in may have this information on file but the credit bureaus don't. If you request the credit bureau to provide you with the "verifiable proof" that they have in their files they will remove the negative from your file. Not only can you get a Bankruptcy Legally Removed from your credit report but you can also get Foreclosures, Default Judgments, Tax Liens, Repos, collections etc...all removed. All negatives no matter how bad, how many or how recent ... they all can be removed legally!

Asked in Debt and Bankruptcy, Credit and Debit Cards, Credit

If you file bankruptcy will that remove a charge off report from a credit card?

Filing bankruptcy does not remove a charge off report from a credit card on your credit report. It just adds bankruptcy to your credit report.

Asked in Bankruptcy Law

How can you get a bankruptcy deleted?

A bankruptcy can only be deleted by disputing it to the credit bureaus. Under the Fair Credit Reporting Act, the credit bureaus have 30 days to verify the listing or it must removed from your credit report. This will delete it from your court records only your credit report.

Asked in Law & Legal Issues, Credit Reports, Credit

Can a bankruptcy be removed from your credit report after 7 years?

In California it depends on which Chapter you filed under. 10 yrs on your credit report is the max time.

Asked in Debt and Bankruptcy, Credit Reports, Credit

How can you get your chapter 7 bankruptcy off your credit report?

It should rotate off of your credit report about 7 years after being discharged. It cannot be removed.

Asked in Debt and Bankruptcy, Credit Reports, Bankruptcy Law, Credit

If a bankruptcy was discharged in 2001 when does it come off credit report?

Bankruptcy only impacts your credit for 7 years. Contact Experian, Transunion, Equifax to get it removed from your credit report. Addresses and phone numbers to all 3 are avail. on internet,

Asked in Bankruptcy Law

How can you remove a bankruptcy from your credit bureaus?

A valid bankruptcy filing will appear on your credit report for up to 10 years. If the information is accurrate, then it cannot be removed prior to that time frame. Be cautious if someone promises to have it removed.

Asked in Improving Your Credit Rating, Money Management, Credit

How does bankruptcy affect your credit ratings?

Bankruptcy lowers your credit report.

Asked in Credit Reports, Credit

How long does Idaho bankruptcy stay on credit report?

A Chapter 7 Bankruptcy may stay on your credit report for up to 10 years. A Chapter 13 Bankruptcy may stay on your credit report for up to 7 years. But both may be removed earlier if the information they are reporting is incorrect, incomplete, misleading, or unverifiable.

Asked in Debt and Bankruptcy, Credit Reports, Credit

How can you find out the date a bankruptcy should be removed from your credit report?

Look at the date your bankruptcy was filed. 10 years from that date it should be off.

Asked in Debt and Bankruptcy, Credit Reports, Credit

Can you get a bankruptcy removed from your credit file if the full amount owed was not correctly reported in dollars and cents?

A bankruptcy is "on" your credit report the instant you file it and will not be removed for 7-10 years. Its a public record. If you dismiss the bankruptcy the day after filing, it will still show up.

Asked in Debt and Bankruptcy, Credit Reports, Credit

Can s bankruptcy be removed from your record before 10 years?

Bankruptcy will remain on a credit report for the required ten years. There is no recourse to have the entry removed before the time limit has expired.

Asked in Credit Reports

Is it better to have a repossession or a bankruptcy on your record in regards to credit recovery?

Neither is good. However, a repossession does less damage and is removed from your credit report within less time than a bankruptcy.