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At your local Financial Institution. Payday loans are loans that are designed to last for only a couple of pay periods. They are also an option for someone who needs to get money fast or has very poor credit (since verification requirements are minimal). Your ability to qualify for a personal loan will depend on the requirements of the financial institution you apply to. If you intend to borrow the money for at least a few months, this would be the best option to pursue. Interest rates on personal loans (even if your credit is not that great) are often similar to the interest rate you would get on a credit card. Try asking your local bank/credit union first. If your local bank/credit union turns you down because of your credit, you may want to consider getting a loan from a finance company (the rates are higher, but their credit requirements are typically more lenient).

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Q: How can a homemaker get a real personal loan not a payday loan?
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Where can you find a legitimate online payday loan?

You can find a legitimate online payday loan by searching online loan services. There are countless payday loan services out there, the trick is to separate scams from the real deal. To find one that is legitimate, pay careful attention to the website's content. Make sure your read everything, including the privacy policy. A legitimate site will include security information, as well as contact information to either the lender or a customer service line.


Are the instant payday loan companies advertising over the Internet legitimate?

I am not entirely sure why you would wonder if advertising on the Internet would be legitimate or not. The only real regulation that applies to payday loan advertising is to state the APR (annual percentage rate), when making ANY reference to the costs of obtaining a payday loan. Which makes no sense, as the loan is NOT an annual contract, but a (usually very short) short term contract. For example, one site offers a payday loans for a 15.00 fee per 100.00 borrowed for a 2 week period. Meaning if you need a $100 payday loan, the total cost for the loan would be $115.00 as long as you paid if off when you said you would, your next payday (avg of 2 weeks). However this technically equates to 540% APR, which makes it sound totally crazy, like it is a giant ripoff. About the same as the 39.00 fee Bank of America charged for an overdraft on an account of 2.00.


Can you close on the sale of your home with an outstanding personal loan?

If you are the purchaser that would be up to your lender whether it thinks you can afford both payments. If you are the seller, a personal loan has nothing to do with your real estate, so the answer is yes.If you are the purchaser that would be up to your lender whether it thinks you can afford both payments. If you are the seller, a personal loan has nothing to do with your real estate, so the answer is yes.If you are the purchaser that would be up to your lender whether it thinks you can afford both payments. If you are the seller, a personal loan has nothing to do with your real estate, so the answer is yes.If you are the purchaser that would be up to your lender whether it thinks you can afford both payments. If you are the seller, a personal loan has nothing to do with your real estate, so the answer is yes.


How do you settle a personal guarantee on a commercial real estate loan gone bad?

Happy Birthday!


What is the difference between bank loans and mortgages?

A mortgage is a loan that is secure with real estate or personal property. A bank loan is money that is borrowed with a contract to pay the money back.

Related questions

What is the average interest rate on an instant payday loan?

Credit card cash advance is always better to do. Instant payday are there to steal money from one when one is in a real pinch. Don't use instant payday services.


Is loan account real nominal or personal?

Loan account is a personal account in nature so increase with debit and decrease with credit.


Where can you find a legitimate online payday loan?

You can find a legitimate online payday loan by searching online loan services. There are countless payday loan services out there, the trick is to separate scams from the real deal. To find one that is legitimate, pay careful attention to the website's content. Make sure your read everything, including the privacy policy. A legitimate site will include security information, as well as contact information to either the lender or a customer service line.


Are the instant payday loan companies advertising over the Internet legitimate?

I am not entirely sure why you would wonder if advertising on the Internet would be legitimate or not. The only real regulation that applies to payday loan advertising is to state the APR (annual percentage rate), when making ANY reference to the costs of obtaining a payday loan. Which makes no sense, as the loan is NOT an annual contract, but a (usually very short) short term contract. For example, one site offers a payday loans for a 15.00 fee per 100.00 borrowed for a 2 week period. Meaning if you need a $100 payday loan, the total cost for the loan would be $115.00 as long as you paid if off when you said you would, your next payday (avg of 2 weeks). However this technically equates to 540% APR, which makes it sound totally crazy, like it is a giant ripoff. About the same as the 39.00 fee Bank of America charged for an overdraft on an account of 2.00.


A real co that can help you get out of online payday loan?

Well once you've taken out a loan, you have to pay it off. There's no way around it. For more information, check with www.getecash.com They can answer these questions more clearly than I can.


Can you close on the sale of your home with an outstanding personal loan?

If you are the purchaser that would be up to your lender whether it thinks you can afford both payments. If you are the seller, a personal loan has nothing to do with your real estate, so the answer is yes.If you are the purchaser that would be up to your lender whether it thinks you can afford both payments. If you are the seller, a personal loan has nothing to do with your real estate, so the answer is yes.If you are the purchaser that would be up to your lender whether it thinks you can afford both payments. If you are the seller, a personal loan has nothing to do with your real estate, so the answer is yes.If you are the purchaser that would be up to your lender whether it thinks you can afford both payments. If you are the seller, a personal loan has nothing to do with your real estate, so the answer is yes.


What are the release dates for The Real McCoys - 1957 The Mrs- Homemaker Contest 2-31?

The Real McCoys - 1957 The Mrs- Homemaker Contest 2-31 was released on: USA: 7 May 1959


How do you settle a personal guarantee on a commercial real estate loan gone bad?

Happy Birthday!


Are payday loans real?

Yes, payday loans are real in UK. It is specially created for those borrowers who want to get out of financial problems on temporary basis.


What is the difference between bank loans and mortgages?

A mortgage is a loan that is secure with real estate or personal property. A bank loan is money that is borrowed with a contract to pay the money back.


What is the difference between collateral and mortgage?

Typically a mortgage is a loan secured by real property (land!) and collateral is personal property (jewels, bonds, valuables, etc.) used to secure a loan.


Is a mortgage considered a bond type security?

No. A mortgage is a loan secured by real estate.No. A mortgage is a loan secured by real estate.No. A mortgage is a loan secured by real estate.No. A mortgage is a loan secured by real estate.