answersLogoWhite

0

How can one get a mortgage through a bank?

Updated: 8/20/2019
User Avatar

Wiki User

10y ago

Best Answer

A mortgage is a loan secured on a property, so in order to obtain a mortgage you need to own a property or be in the process of purchasing a property. Evidence of an income in order to service the loan will need to be supplied to the bank that is considering the mortgage. The bank will also need evidence of the equity you have in the property you wish to mortgage. Your previous credit history will be checked by the bank, so you may need to supply evidence of your previous address or places you have lived, like a bank statement showing your name and address.

User Avatar

Wiki User

10y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: How can one get a mortgage through a bank?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

Where can one have their mortgage refinanced?

A mortgage can be refinanced in the Bank branch where the mortgage was taken up. Another solution is through the internet and popular bank branches are able to notify you of the process through email.


How does one accquire a fixed mortgage?

You should consult your bank about getting a fixed mortgage. You have to do this through your bank and you should weigh the options of this compared to a regular mortgage.


What banks provide mortgage refinancing in Michigan?

Most banks provide mortgage refinancing in Michigan, especially if one has their mortgage through that bank. A few reputable banks for this purpose include: Huntington Bank, Citizens Bank, and Bank of America.


Where can one find more information about mortgage in California?

Someone could find information about a mortgage in California through a bank.


Where can one apply for a Chicago mortgage loan?

One can apply for a mortgage loan in Chicago in a couple of different ways. One can get on contact with a mortgage company, and their own broker, or one can go through a bank.


Where is it possible to apply for a mortgage online?

One may apply for a mortgage online through several banks. Some of these companies include Wells Fargo, Citizens Bank, Bank of America, and Tesco Bank.


Where can one sell mortgage online?

Someone could sell a mortgage on many websites that are dedicated to mortgage selling. Additionally, one could do it through a bank or their own personal business.


How could one pay a home mortgage online?

You can pay a Home Mortgage online. If your loan is with Wells Fargo, Chase Bank, Bank of America or US Bank you can go to their website and pay your Mortgage loan there. However if your Loan is with a Mortgage Company such as Plaza Home Mortgage you will have to go through your own Bank's Bill pay system to pay your loan online.


What steps are involved in getting a second mortgage?

One first must understand the components required in the mortgage. Then, one can talk to a professional from a bank or mortgage company. Through this professional, one can learn how to fill out the required paperwork to get a second mortgage.


How does one qualify for a mortgage refinance loan through the Bank of America?

To qualify for a mortgage refinance loan through the Bank of America you must have at least 5% equity in your home. You must also be current on your home loan payments.


What are home refinance options for one's mortgage?

There are many different home refinance options for one's mortgage. Some of the home refinance options for one's mortgage are: refinancing one's home through a bank, and doing the same online.


Where can one find out how much mortgage they qualify for?

They can find out their own mortgage through their bank account and understand the requirements that will qualify them. It will help them in the long run.