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To boost your credit from 550 to 640, you need to make regular purchases monthly that you pay monthly. This means, whatever you purchase for a particular period should be paid in total and not minimum. However, this should be done naturally. The amounts should vary and don't make it appear that you have the money to pay for your purchases and you don't need a credit card. Also, make use of other credit that is recognized by the bureau as part of a credit report. You can visit the official website of the Trade Commission for more information on this.

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Q: How can you boost your credit to from 550 to 640?
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