breathe oxygen enjoy an active and long life exercise date cute non smokers!
Non-smokers pay lower premiums than smokers if that is your question. If you are a cigar smoker or smokeless tobacco user, you may be able to qualify for non-smoker rates with some companies.
Because non smoker's have WAYYY better health then a smoker in racing.
There could be several prefixes for smoker: ex-, anti-, and non-.
Non Smoker
The life expectancy of a secondhand smoker can be influenced by various factors such as the level of exposure to secondhand smoke, duration of exposure, overall health status, and individual susceptibility to the harmful effects of smoke. Studies have shown that secondhand smoke exposure is associated with an increased risk of respiratory illnesses, cardiovascular diseases, and certain types of cancer, potentially leading to a shorter life expectancy compared to non-exposed individuals.
I'm not sure but you will save a lot being a non-smoker. You can get a quote here www.quickquote.com
No
A smoker usually pays 2-3 times, or more, than a non-smoker for the same type and amount of life insurance. Why? Because smoking may lead to chronic illnesses and other medical conditions which shorten your life expectancy.
well if you smoke a pack a day you will live up to 60 years.half a pack a day 85 years.dont smoke!!!! a none smoker about 90-100 years
I don't believe that New York Life provides such quotes via the Internet. You must be in contact with an agent.
Homeowner policies dont make any provisions about whether or not the policy- holder is a smoker. Your life insurance company might care if you took out a policy as a non-smoker and then started smoking.