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The only way I know is to buy a calculator that can figure interest rates. If you have a friend who is an engineer he probably has one.

You can also keep the math simple. If you were to finance a vehicle for $12,000 @ 60mo with no interest or 0% your payments would be $200 a month. At $18,000 they would be $300, $24,000 = $400. Now depending on your current credit situation you will typically want to add anywhere between $45-$85 per month for interest. If you have really bad credit then good luck, you will be looking at substantial interest charges.

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Q: How can you figure out if the quoted APR and payment are correct?
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total cost= monthly payment [1-(1+APR)to the power of -n/APR


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<?php $month = 360; //How many month you have for payment $monthlyPayment = 671.96; //Your monthly payment $moneyBorrowed = 99000; //How much you borrowed $totalPaid = $month * $monthlyPayment; //Number of months * Monthly payment $APRequ = $moneyBorrowed / $totalPaid; //Money Borrowed * Total money paid back $APRMonthly = abs($APRequ-1); //Returns the absolute value of the monthly APR $APR = $APRMonthly * 12; // Monthly APR to get Yearly APR echo $APR; ?>


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PMT=[P(APR/n)]/[1-(1+(APR/n))^(-nY)]


What will your actual finance charge depend on?

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How do you figure out what your APR is on a credit card?

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Is APR the same as a interest rates?

Not quite. It's a figure used to express an, usually monthly, interest rate as an annual figure. APR stands for Annual Percentage Rate (of interest). It tells you exactly what interest rate will be used to add to your savings each year, despite other figures which may be quoted in adverts, whether in the press, on the TV or Radio, or in leaflets from the building society or bank. The government watchdog insists on this so that you know more exactly what you owe or what you have to pay.


How is the APR calculated?

I tried to put it in words� it be easier and make more sense for you to go online and look at the formula yourself. There are plenty of APR calculators online if you need a quick fix. To find the monthly payment for an APR loan, use an online Loan Calculator.


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What is the annual percentage rate on a credit card?

The Answer is "The amount of interest charged on unpaid balances" On Apex


Why is the APR considered the most important factor to be mindful in a car loan?

The APR or annual percentage rate is important, because it the percentage of interest that will be paid yearly. The interest adds more money on top of the car payment.


Can I save money by getting a 0% APR credit card?

Yes, a 0%APR means that the interest charged is zero. However, most such 0%APR rates are introductory rates and expire after some time. You should also compare annual fees, late payment penalties and other charges.


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Here is what an internet search found were the dates of Easter Sunday from 1966 to 2018: 1966 Apr 10 1967 Mar 26 1968 Apr 14 1969 Apr 6 1970 Mar 29 1971 Apr 11 1972 Apr 2 1973 Apr 22 1974 Apr 14 1975 Mar 30 1976 Apr 18 1977 Apr 10 1978 Mar 26 1979 Apr 15 1980 Apr 6 1981 Apr 19 1982 Apr 11 1983 Apr 3 1984 Apr 22 1985 Apr 7 1986 Mar 30 1987 Apr 19 1988 Apr 3 1989 Mar 26 1990 Apr 15 1991 Mar 31 1992 Apr 19 1993 Apr 11 1994 Apr 3 1995 Apr 16 1996 Apr 7 1997 Mar 30 1998 Apr 12 1999 Apr 4 2000 Apr 23 2001 Apr 15 2002 Mar 31 2003 Apr 20 2004 Apr 11 2005 Mar 27 2006 Apr 16 2007 Apr 8 2008 Mar 23 2009 Apr 12 2010 Apr 4 2011 Apr 24 2012 Apr 8 2013 Mar 31 2014 Apr 20 2015 Apr 5 2016 Mar 27 2017 Apr 16 2018 Apr 1


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$344.25 over 48 months. $282.55 over 60 months.


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What is the monthly interest payment on 30 thousand dollars borrowed against a credit card with 30.0 percent apr?

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What is the APR rate on the newest Discover Credit Card?

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YES but if your late on a payment the intrest goes to about 12% if your late again it goes to about 23%


If you have bad credit and get an auto loan with a person that has good credit would your APR significantly go down?

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What is higher APR or interest rate in mortgages?

The APR is the rate plus certain fees over the life of the loan. If there are no fees, the rate and APR are the same. If there are fees, the APR is higher than the rate. The more fees, the higher the APR.