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You need to contact the insurance company to find out. Unfortunately, there is no easy way to find out what insurance company, if any, the person was using. But here are a few hints: If you have access to the person's records, look through the files for a copy of the policy or cancelled checks to an insurance company. If the person had auto or home insurance, contact that company. Many people keep all their insurance policies with one company. Ask relatives of the person who died, if they know of a life insurance policy and if so, with what company. Contact their state Office of Unclaimed Property, they would have a record of the insurance payments.

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โˆ™ 2006-10-19 23:02:41
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Q: How can you find out if you are the beneficiary on a policy?
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Related questions

How can you find out if someone left insurance policy and named me as the beneficiary after they passed away?

if someone died and left an insurance policy and named me beneficiary how can i find out

Am i the beneficiary of my husband's life insurance?

If he put you in as the beneficiary, then Yes. Look at the policy and find where it says beneficiary to make sure.

How can you determine if you are a beneficiary of a life insurance policy?

The beneficiary of a life insurance policy is designated when the policy is taken out. After that the policy owner (usually the insured but now always) can change the beneficiary by completing a change of beneficiary form. The company processes the change then sends you an amendment showing the change. Normally you put this amendment with the policy as it becomes part of the policy. If the policy owner kept their records straight then you could look at the policy and see the latest amendment to find out who the current beneficiary is. If your not sure the policy is kept up to date you can contact the company and see who the latest beneficiary is on the policy.

Can a spouse change there deceased spouses beneficiary name on a life insurance policy?

The owner of the policy can change the beneficiary of the policy. If the original beneficiary has died before the insured, the owner of the policy can designate a new beneficiary at any time.

If you take out a life insurance policy name your father as beneficiary and then get married but don't change the beneficiary to your spouse does the spouse have any rights to the policy?

No. The beneficiary is whoever is specifically named on the policy.

If you are not listed as a beneficiary on your fathers life insurance policy are you entitled to anything?

You are entitled to no proceeds from the life policy if the beneficiary or contingent beneficiary is still alive.

Who can be a beneficiary?

Anyone the policy owner names can become the beneficiary.

The beneficiary died after the policy holder who is also deceased Who is the beneficary spouse or children from previous marriage?

When the policy holder dies, the money goes to the beneficiary. If the beneficiary then dies, THEIR beneficiary then gets the money.

What if no beneficiary is named on a life insurance policy and they have a spouse what happens?

If an insured has a policy where there is no named beneficiary, or the named beneficiary is deceased, then the benefit will be paid to the insured's estate.

If you purchase life insurance policy on your adult child naming myself as beneficiary can adult child change beneficiary?

The purchaser of an insurance policy names the beneficiary.

Is there any way to find out the date a beneficiary was named on a life insurance policy in a case where undue influence is suspected?

Yes, when the beneficiary was changed the insured would have received paperwork. Find it or if you are a party to the policy than you can call the insurance company and ask.

How old does a beneficiary have to be for to receive payment from a life insurance policy?

There is no age restriction for a beneficiary on a life insurance policy.

Who collects the life insurance if the policy holder and beneficiary have died?

If the beneficiary of a policy has died, the estate of the beneficiary can still collect the insurance payment, assuming that the beneficiary does have an heir or heirs of some kind (as most people do). Note that this is a fairly unusual situation, because normally when a beneficiary dies, a new beneficiary is named. There is no reason to allow the policy to have no living beneficiary, unless the insured and the beneficiary happen to die at about the same time, and there is no time to name a new beneficiary.

Can you have a secondary beneficiary on your life insurance?

Yes, you can have a secondary beneficiary on your life insurance policy. If the primary beneficiary is no longer living when you pass away, the secondary beneficiary would receive the proceeds from your life insurance policy.

Can you change the beneficiary on an insurance policy?

Yes, if you are the owner of the policy you can make any changes you wish as far as beneficiary or ownership.

Who is the beneficiary for your life insurance?

The beneficiary of a life insurance policy is the person or entity designated by you when you apply for the policy and when it is issued by the insurer.

What happens if beneficiary named on life insurance policy dies before the policy holder?

The policy holder has the choice to change the name of the beneficiary at any time, including after the death of a named beneficiary. If the policy holder doesn't change the name of the beneficiary after the beneficiaries death, depending on what state you live in it goes to next of kin.

How can you find out who the beneficiary is on your father's policy?

Presuming your father is still alive, why don't you simply ask him?

What does a beneficiary do?

Beneficiary = benefits from Benefits from the execution of a will / payout from an insurance policy etc.

How can you find out who a beneficiary is on a life insurance policy when the life insurance company will not say?

Beneficiary information is privately held by the owner of the policy. The only way you can find out is to ask that person. The company would be seriously violating privacy laws to give you this information. If you own the policy, explain that and ask what you need to give them in order for them to verify.

Can a will be used to name a beneficiary on a life insurance policy?

A will cannot insert a name or change the name of a beneficiary of a will. However, you can have an insurance policy made payable to the estate, then give the proceeds of the policy to a named beneficiary. Problem here is that the policy proceeds run through the estate and become subject to debts and administration expenses and perhaps taxes, whereas they would not be if a beneficiary were named in the policy.

If you are the beneficiary listed on an insurance policy how can a person or persons not listed on the policy contest the claim if a change of benefit form was requested but never submitted?

Legally and contractually the named beneficiary is the beneficiary.

Can an insured person also be the beneficiary on an insurance policy?

Yes, there is no bar in the insured person being beneficiary on another insurance policy.

Is it possible to obtain life insurance for another person with their consent without allowing them to change the beneficiary?

Yes. The policy is controlled by the "owner"of the policy. If the insured person is the owner, then the beneficiary should be written as "irrevocable." An "irrevocable" beneficiary can only be changed with the consent of that beneficiary, regardless of who the policy "owner" is. Hope this helps.

Is amount left after policy is paid off paid to beneficiary at time of death of policy holder?

Can you re-phrase this question? After the policy has been paid (to the beneficiary), there is no amount left.