There are a few ways to approach this, including:
1. If she had a Will, the attorney who prepared it may know.
2. If she had a specific place where she kept important documents, it may be there.
3. If she had an attorney who otherwise attended to her affairs he/she may know.
4. If she kept canceled checks or checkbooks, they can be reviewed to determine whether premium payments were made from the account.
5. If she had an accountant, he/she may have information.
6. If she was employed, particularly in fairly recent years preceding her death, she may have had life insurance through work; contact the Human Resources department of the employer.
7. Contact other living relatives to determine if she spoke of it.
john Hancock is a merchant, and he had four kids who died
If you are trying to locate a life insurance policy that may have existed from someone who has died, try looking at their old bank statements, checkbook etc.. to see if there were checks made out to insurance companies. If they had an auto or home policy, check with those companies as well as the agent who wrote the policies as they may be able to help you. You can also inquire with the MIB - Medical Information Bureau as they offer a service for finding policies.
If you suspect a deceased family member had any life insurance, but you cannot find a policy, there are several things you can do to find policies. If the deceased had a policy through work you can contact the Human Resoures department. They will know what benefits the deceased had. You can also check with any credit cards companies the deceased used. There may have been death insurance through the credit card. For individual policies you can use one of the paid search companies to find the policy for you. Do a search using "find lost life insurance policy" or "missing life insurance policies" and you will find some reputable search companies. You should be aware that insurance companies do not turn policies over to State Unclaimed Property accounts unless they know the person has died and they cannot find the beneficiary. So searching unclaimed asset sites is a waste of time. The beneficiary has to find the policy if they hope to collect any benefits. That's why it's usually easiest to use a paid service.
If you suspect a deceased family member had any life insurance, but you cannot find a policy, there are several things you can do to find policies. If the deceased had a policy through work you can contact the Human Resoures department. They will know what benefits the deceased had. You can also check with any credit cards companies the deceased used. There may have been death insurance through the credit card. For individual policies you can use one of the paid search companies to find the policy for you. Do a search using "find lost life insurance policy" or "missing life insurance policies" and you will find some reputable search companies. You should be aware that insurance companies do not turn policies over to State Unclaimed Property accounts unless they know the person has died and they cannot find the beneficiary. So searching unclaimed asset sites is a waste of time. The beneficiary has to find the policy if they hope to collect any benefits. That's why it's usually easiest to use a paid service.
Normally a policy docment is surrendered to the insurance company to initiate payment. As all insurance companies are different, check with the insurance company whether they have paid out on it and whether they have a time limit on claims.
My name is Gwendolyn Watkins Jefferson. Did my mother, Pearl C. Watkins have a policy on me?
mom died need to know if she had a policy.
It is said that he died of a heart attack . He was opposing corruption, bad policies of government and politicians, he was opposing Multinational companies who are looting India and cheating people showing advertisements.
You may be the beneficiary of the will and there may not be any insurance. If you were named on an insurance policy, the insurance company will find you. They have your name and probably your address, both of which are required to name you as the beneficiary. Also contact the executor of the will, as they may have records on the policies involved.
An insurance policy is a contract between an insurance company and the person purchasing the policy (or the insured). The policy costs a specified amount and if all premiums are paid in a timely manner, once the insured has died, their beneficiary (who whomever they name) will be paid a sum of money.
An insurance policy is a contract between an insurance company and the person purchasing the policy (or the insured). The policy costs a specified amount and if all premiums are paid in a timely manner, once the insured has died, their beneficiary (who whomever they name) will be paid a sum of money.
Yes. Why not? Most insurance companies will check to see if any additional insurance policies exists for a policy holders. If so, they make sure that only one policy pays off. This is especially true (for example) if you are covered by two different life insurance policies one as part of your automobile insurance and another as a straight term insurance policy. In the event that one policy pays off in full the other policy is prorated by the other so that the beneficiary doesn't receive the full payout amount for the second ploicy. I've never heard of this in life insurance, I'd like to see some documentation on that. Sure, it happens in medical insurance, not life.