mom died need to know if she had a policy.
Ask the Insurance Company if there is anyway they will reinstate and see what happens. Check your ACTUAL policy and see if you have any protections or guarantees.
Try going through the below steps. Good Luck 1. If you have access to their personal records, go through old bank statements or canceled checks to see if they paid any insurance companies. 2. Did they have a personal lawyer or accountant who may have known about any old policies? 3. Talk with a past employer about any group life insurance policy that may have existed. 4. Get in touch with the Medical Information Bureau. They track all requested medical records by insurance companies for the past 7 years. So, if they took out the policy during this time period, most likely the MIB will know about it. You can find more information about them online. 5. Look at the mail that continues to be delivered after the person's death. If it was a policy that was still being paid for, you'll see premium notices. 6. Look at income tax returns to see if interest dividends on any life policy were claimed. There is no time limit on claiming the benefits of any missing life insurance policy that you are the beneficiary of. It can be 25 years later and the company will still pay you the proceeds.
Call your agent. The company keeps track of things like this.
Depends upon the State of your mother's residence, and the beneficiary of her insurance policy. If the beneficiary was her estate, they might be able to recover the debt; if an individual was the beneficiary, unless that person was a cosignor of the debt, it is not likely they have any recourse. Have you checked to see if your mother's account had debt cancellation coverage? Best of luck. Rjbeeg
Try the below ideas. Good Luck 1. If you have access to their personal records, go through old bank statements or canceled checks to see if they paid any insurance companies. 2. Did they have a personal lawyer or accountant who may have known about any old policies? 3. Talk with a past employer about any group life insurance policy that may have existed. 4. Get in touch with the Medical Information Bureau. They track all requested medical records by insurance companies for the past 7 years. So, if they took out the policy during this time period, most likely the MIB will know about it. You can find more information about them online. 5. Look at the mail that continues to be delivered after the person's death. If it was a policy that was still being paid for, you'll see premium notices. 6. Look at income tax returns to see if interest dividends on any life policy were claimed. There is no time limit on claiming the benefits of any missing life insurance policy that you are the beneficiary of. It can be 25 years later and the company will still pay you the proceeds.
That depends upon the type of policy it is. Term insurance has no value once the term expires. Whole life insurance has value, and can be cashed in. Read the terms of the policy. Given that the policy in question was found, and therefore was probably forgotten before it was found, I doubt that is has value - but check and see.
My father has an old insurance policy with Durham Life Insurance Company Raleigh, North Carolina . All he has is a policy number. . No phone number to contact anyone. Please advise a phone number or best way to contact someone from Durham Life Insurance. Thank you, Nelma Taylor.
By looking at any GAP Insurance Policy you purchased and looking at the dates to see if it is in effect. If you bought GAP Insurance, you would have been given a copy of the bogus GAP insurance Policy.
Business insurance prices can vary depending on the policy limits. We would be happy to work with you to see what your needs are and if we have a policy that works for you.
Contact the insurance company for information on how to make your claim and ask if they can supply a copy of the policy.
no. you are over 18 and regardless of being on his policy, you have patient disclosure rights..
There's a site for that; please see link for search "deceased insurance policy search."
Perfectly legal. However, I don't see how anyone can buy something as important as an insurance policy without reading it and see what it covers.
my parents had an insurance for me when i was a child. how do i find out if their is a policy out there . i don't want to contact Met life, i want to see if i could find out on-line
I don't see any reason why not, call them.
Depends on your policy. See your insurance agent.
It depends on the insurance company, but generally, yes. Call your insurance agent to see what you need to do.