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Q: How can you get a certificate of foreclosure satisfied about ten year ago?
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If you had a foreclosure two years ago and filed a chapter 13 bankruptcy last year that was dismissed when will you be able to get a new mortgage?

In theory you can get a new mortgage anytime, but it is going to be more dependent on your credit score, how much equity you have, and your mortgage payment history over the past 12-months. Your grading will be determined by how long ago you filed the BK and how long ago the foreclosure was filed, but you should be able to qualify for a new mortgage loan.


How can you rebuild your credit after a foreclosure?

Pay you bills on time. Try to get some kind of credit and make sure it is paid on or before the due date. That is what we are doing after our foreclosure 2 years ago.


If I have a foreclosure on my credit will it affect me in trying to buy real estate?

If you are paying cash, NO. If you are financing it with a bank loan, usually it will. Depends on how long ago the foreclosure occured and the individual policies of the bank you are trying to get a loan from.


Can you buy a house with a 740 credit score even though you have foreclosure a few years ago?

Ask your lender.


If you filed Chapter 7 bankruptcy 5 years ago can you file again on your home and when?

There is a six year limitation for BK filing. Bankruptcy will delay but not stop foreclosure on secured property, unless the debt is reaffirmed with the lender.


Can you buy a house with a 630 credit score a foreclosure and a bankruptcy 2 years ago?

It depends on who you're asking for a loan. But, maybe.


In a foreclosure in the State of Florida can my Florida state retirement pension be garnished I moved to Georgia three months ago?

yes it is yes it is yes it is


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