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Your post indicates that you have already followed the procedures for disputing the information with the credit reporting agency. They have contacted the creditor and the creditor has verified the information. That is the limit of the agency's responsibility.
You can require them to attach a copy of your dispute to your credit report. My experience is that this rarely happens but maybe you will have better luck.
You will need to contact the creditor directly and have them correct the report. Send them a letter CRRR along with any supporting information.
If they fail to correct your report your only options are to file a complaint with the FTC or to retain an attorney.
lwpat
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∙ 8y ago
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How do you get a judgment removed from your credit report if it has been on your credit report longer than 7 years?
The procedure is the same as getting any other inaccurate or expired information, removed. Write a letter to the credit bureaus, dispute the judgment and request that your file be corrected. Send proof of your identity, address and social security number and request a complete credit report be sent to you when they have corrected the old entry. Good luck!
Can a bankruptcy entry on a credit report be removed when the bankruptcy was discharged in 1999 and it is listed on the credit report as 2006?
No, it cannot be removed but the information can be amended to read correctly. A bankruptcy discharge remains on a credit report 10 years from the date of discharge.
If a chapter 7 bankruptcy was voluntarily dismissed not discharged can it be removed from your credit file?
No, it will remain for seven years.
Can s bankruptcy be removed from your record before 10 years?
Bankruptcy will remain on a credit report for the required ten years. There is no recourse to have the entry removed before the time limit has expired.
What regulations as to information files do credit reporting agencies observe?
Adverse information must be removed within seven years--except bankruptcy, which remains in a credit file for 10 years. Disputed information that cannot be verified must be removed
Do medical bills count as bad credit if in collection?
Yes, they do. i recently checked my credit report and there was a fee i had disputed that my insurance was supposed to cover. even though it was paid, it was still a ding on my credit. i was able to contest the entry and get it removed. Also, once you contest an entry on your credit report, the company who reported you has 30 days to respond. If they dont respond within the 30 days the entry will and must be removed.
How can a car repossession be on your credit report when your car was not repossessed?
By mistake. Waste no time contacting the credit reporting companies, and demand that this entry be removed from your credit report.
How do you get a judgment removed from your credit report if it has been on your credit report longer than 7 years?
The procedure is the same as getting any other inaccurate or expired information, removed. Write a letter to the credit bureaus, dispute the judgment and request that your file be corrected. Send proof of your identity, address and social security number and request a complete credit report be sent to you when they have corrected the old entry. Good luck!
How many years does it take for a charge-off to be removed from your credit file in California?
generally 7 yrs. You may get it removed sooner if you try disputing it w/ the credit bureau.
Can a bankruptcy entry on a credit report be removed when the bankruptcy was discharged in 1999 and it is listed on the credit report as 2006?
No, it cannot be removed but the information can be amended to read correctly. A bankruptcy discharge remains on a credit report 10 years from the date of discharge.
If you have paid your half of your children's medical expenses how do you get your ex-spouse's unpaid portion off your credit?
An entry may be marked 'paid' or 'settled' but it will remain on the credit report for the required 7 years and cannot be removed by the consumer. The consumer can write a 100 words or less letter of dispute to the reporting credit bureau(s) and the letter will be added to the person's credit file.
Can you get a bankruptcy removed from your credit file if the full amount owed was not correctly reported in dollars and cents?
A bankruptcy is "on" your credit report the instant you file it and will not be removed for 7-10 years. Its a public record. If you dismiss the bankruptcy the day after filing, it will still show up.
Can a chapter 13 be removed 7 years after being involuntarily dismissed?
The answer is yes -- Chapter 13s are removed after 7 years in a credit file
How do you get a wrong judgment removed from your credit report?
Get a copy of your credit report from all 3 credit bureaus and file a dispute with each. They have a form you can fill out. You can get free credit reports from www.annualcreditreport.com
How can something be removed from your credit report?
It depends on what you mean. If you have erroneous information on your credit report, contact the credit reporting agency and tell them you want to file a dispute. If you're referring to a negative credit account or report that is in fact accurate, you usually cannot have that removed. Entries on your credit report are removed automatically after 7-10 years depending on what it is.
If a chapter 7 bankruptcy was voluntarily dismissed not discharged can it be removed from your credit file?
No, it will remain for seven years.
Can s bankruptcy be removed from your record before 10 years?
Bankruptcy will remain on a credit report for the required ten years. There is no recourse to have the entry removed before the time limit has expired.
