Car insurance and possibly health insurance if the car insurance does no cover the entire bill.
I am sure that Bill Gates does have his own insurance.
They'll lose money
He has said he believes access to health care is a right, and he worked to get a bill passed in congress that would expand health care access to more Americans, as well as preventing health insurance companies from denying a person who has a pre-existing condition. That bill, the Affordable Care Act, can be read at the link which I enclose.
The Health Reproductive bill in the Philippines respresents a bill that is passed to have better access to health in the country especially for women and children needing it.
Health Insurance claims are bills for health care services. Generally your doctor will have a medical billing specialist that taken down your insurance information. He or she will them bill or charge your insurance company for the portion they are responsible for.
Without some form of health insurance, you are responsible for paying each and every medical bill that you incur. This could be as little as $45.00 for a doctor's office visit or into hundreds upon thousands of hospital bills.
Health care bill is the amount reserved for health care policies by the government usually in the form of public sector insurance programs or private sector insurance companies. The purpose is to provide improved quality of health care in low cost.
My opinion: I'm torn on this. Government is rather inefficient, but universal access is a laudable goal. If Congress can get a decent bill (not this one) going, I would be into it.