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How could you prove you had bodily injury insurance on a particular date over 3 years ago?
Wiki User
∙ 18y ago
Contact the insurance company that covered you at that time to get copies of your policy for that particular incident.
Wiki User
∙ 18y ago
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What is the difference between a Bodily Injury claim and a Liability claim?
A bodily injury claim is a liablity claim. Most auto policys have three (could be many more) liability coverages; Bodily injury (pays for injuries you cause to another), Property damage (pays for damages to property of others), Uninsured motorist coverage (pays for injuries caused by an uninsured motorist). The bodily injury coverage is one coverage under the liability section of your auto policy.
Are insurance points involved in seat belt violations?
Generally, they are considered 'non-moving violations", and are therefore not a part of the rate consideration. However, several violations for failure to wear a seatbelt can indicate a general disregard for that particular law, and a company could opt not to take on the risk of higher injury rates that could occur. As a side note, if you are injured in an accident where you are not wearing your seatbelt, your pay-out for bodily injury could be reduced due to contributory negligence (ie. you didn't take reasonable precautions which may have reduced the severity of your injury). They will make that argument in claims settlement.
Full coverage auto insurance?
"Full coverage" doesn't actually exist-but there are lots of auto insurance options you can choose from to help you feel well protected. When people say full coverage it usually means that they have a combination of insurance types that result in you being covered in almost every situation. This could include liability insurance, comprehensive insurance, uninsured motorist insurance, bodily injury protection and many others.
Will adjudicated assult with bodily injury be classified as a felony?
Not enough info given, but yes it could be. It could depend on whether a weapon was used in the assault, and/or how serious the injuries were to the victim.
What are your rights if you are hit by a drunk driver while sitting at a stop light?
The same thing that anyone would be entitled to if hit by a sober driver: repair or total loss settlement of the vehicle; possible medical coverage if your state doesn't require you to have your own auto medical coverage; and possibly a bodily injury claim if the person sitting at the light was injured. The "drunk driver" part could come into play if, say, the bodily injury portion of the claim went to trial. A sympathetic jury or judge might say the drunk driver's condition at the time of the loss would increase the value of a bodily injury claim. Still, the drunk driver's insurance carrier would only pay the value of the bodily injury claim, which doesn't include punitive damages found against the drunk driver.
Where would one go to process an auto accident personal injury insurance claim?
One would or could go to various places. These places include the DMV, or the auto insurance company which distributes their auto insurance to claim an auto accident personal injury insurance claim.
Always Carry Adequate Bodily Injury Liability Protection?
Liability car insurance protects drivers against costs incurred for treatment of bodily injury or for property damage. Injuries sustained to a non-fault individual are covered by the at-fault driver's policy. Each state has its own minimum coverage requirement for bodily injury protection as well as minimum protection amounts to cover the cost of repairs to other vehicles and personal property.Definitions Of Non-FaultIf a driver causes an accident and is injured, his or her own liability policy will not cover the medical costs. Other passengers riding in the vehicle are considered victims and can file a claim with the driver's insurance company. Damage to the driver's car is not covered by liability either. If the driver carries collision insurance the claim for repairs to his or her vehicle would be taken care of by this coverage.Many insurance shoppers wonder about the limits for bodily injury liability protection. A policy can be written for the minimum amount required by state law, however this protection amount may not adequately cover medical costs for non-fault parties. Drivers must carry a certain amount of protection to cover bodily injuries suffered by a single non-fault individual, but also must carry a minimum amount to cover the costs of injuries sustained by all non-fault individuals involved in the same accident.Adequate Protection RequiredMany states have minimums of about $20,000 in bodily injury protection per accident. If several non-fault individuals suffer serious injuries caused by the insured, total medical costs could easily exceed this amount. Most insurance boards and transportation safety experts recommend carrying at least $50,000 in bodily injury liability car insurance. If the costs of medical bills is far higher than the amount of protection a driver carries, injured parties may bring a civil suit against the insured to claim the difference. This can become a costly legal affair for both parties. One means of protecting against this possibility is to obtain gap insurance or personal injury protection insurance.Shopping For The Right PolicyDrivers and vehicle owners are encouraged to learn the minimum amounts of liability insurance required by their state. When shopping online for auto insurance customers should consider purchasing liability protection exceeding the state minimum. Quite often a quote will be given that requires only a few dollars more per month in premiums when this bodily injury protection is doubled. Money can also be saved by combining liability and collision insurance with personal injury protection. This type of coverage is required in some states.
Night-Ize Figure 9 can be use for climbing?
From the manufacturer's site:Warning: Not for use where disengagement could result in bodily injury or property damage. Not for climbing. Manufacturer is not responsible for loss, injury, or damage due to improper use of product.
If you only have liability insurance will it pay your hospital bill?
No. Liability insurance is only for injuries and damage suffered by others. So if you are injured and it's the other driver's fault, then their liability coverage will pay your medical bills. But if the other driver doesn't have liability insurance, which is illegal nearly everywhere but still pretty common, then you're in trouble. If you're at fault, then your own liability insurance does nothing. You could sue the responsible driver to get the money. Since people who don't have insurance tend not to have a lot of spare money, you will likely end up relying on your own health insurance. You could also buy Uninsured Motorist insurance for bodily injury as part of your car insurance, which pays for your health costs if you get hit by a driver without insurance. Personal Injury Protection insurance can also be bought as part of your car insurance, which pays the health bills of an insured driver, regardless of who is at fault.
Is robbery a larceny accompanied by force?
It's NOT, of course. But, if you add-in - putting the victim in fear of their life or severe bodily injury - I suppose that could be one way of looking at it.
What happens if there is collision with a severe injury or death?
Depending on who was at fault, and the types of insurance involved, a lawsuit could be filed. The claim could be against another driver, insurance company or even the car manufacturer.
What are the steps to piercing your own cartilage at home?
We will not provide information that could lead to persons inflicting bodily injury upon themselves or others. See a professional body piercer.
