This information should be readily available through a detailed search on the institutions website. If you have limited computer access, take a trip out to the school, and connect with their Admissions, Finance, Financial Aid, or Accounts Payable department. These departments will have additional insights into loan opportunities.
Complete the fafsa
You can go onto the Stafford subsidized website and begin the process of getting a long on there. You have to fill out and admissions application for your school and apply for FAFSA. The state will then send you a letter that awards you the right to apply to receive your loan for financial aid.
The only other loan that is not credit based is the federal perkins loan that you apply for when you apply for FASFA.
Direct Subsidized Stafford Loan
No.
Talk to a financial advisor at your current college or university. FAFSA also offers information about the Stafford Loan. Sallie Mae offers information, and so does StaffordLoan.com, as always, it does require you to fill out an application.
It is very possible to get a student loan with no cosigner and only 1 year of employment. The best solution would be to apply for a federal stafford loan.
Sure.
Federal Stafford loans are fixed-rate student loans for undergraduate and graduate students attending college at least half-time. Stafford loans are the most common and one of the lowest-cost ways to pay for school. After graduation, be sure to remember your federal student loans. Think about your Stafford loan repayment options. When you consolidate your Stafford loans, you are locking in today's low rates and combining multiple Stafford loan payments into one lower monthly payment. Teachers, counselors and other public service professionals may qualify for Stafford Loan forgiveness programs.
In the US, each semester that you apply for financial aid and receive a stafford loan, it is considered a separate loan. SO, when you graduate your credit report will show 1-30 separate loans, depending on how many semesters you receive aid. Once you graduate or leave school, you can consolidate them into one loan with one payment.
No, you cannot use a Stafford student loan to pay off personal debt. The only debt that should be paid off with an educational Stafford loan is your college debt.
The student usually has six months after graduation to start repaying a Stafford Loan.