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How do I get the pay off amount on a Citifinancial Default judgment?
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If you are a cosigner for someone and they default on the payments and the cosigner pays the debt off can you have the past due amount removed from your credit report?
No, you signed, you are equally responsible for the payments, you are also equally responsible for what happens with regard to default. This is why the lender permitted you to sign as a co-securer of the original loan.
Does a judgment have to be paid off before you can refinance your home in Texas?
This is the decision of the bank. But it is very likely as a judgment is a black mark on your record. It is also likely if you have good credit otherwise and the refinance is to pay off the judgment it will not hurt your chances.
If you have a judgment on your credit and it has been 7 years does the judgment come off their credit if it still hasn't been paid?
It does come off; however, you may still be obligated to pay. If the plaintiff renewed the judgment, they can still pursue you for payment.
Should you pay off a default loan before or after you apply for a Mortgage?
You should pay off your default loan before because you may not qualify for a mortgage loan because you already owe money.
Is there any way to get a civil judgment for credit card debt lowered because of inability to pay when on a pension?
People who have the means have an attorney negotiate with the creditor who will often settle for a lesser amount. You might try contacting the legal department of the creditor (perhaps the person whose name is on the court papers for the credit card company). You could try to make an offer to send a cash payment and see if they will take a lesser amount if you agree to pay it off. Tell them you are on a pension and otherwise it will take you a very long tie to pay it off. It's up to the creditor. No one else can change the amount of the judgment.
What if the judgment was paid except the court costs?
If the amount of the court costs was added into the total amount of the judgment, then you have not paid off the judgment. You have only paid off the debt that was the basis for the lawsuit. Until the entire amount is paid, the judgment creditor will not give you the necessary release or warrant of satisfaction you need to eliminate the judgment lien.
Can a default payment amount stop repossession?
No, once the loan is in default, the only way to assure that you keep your stuff is to pay off the loan in full.
Can a lanlord still withdraw a case that has been entered as a judgment by default?
No. The judgment has been entered and stands. But your landlord can report to the courts that the judgment has been satisfied which will take it off the open books.ANOTHER VIEW: If YOU are the landlord, you can file a motion with the court to 'vacate the finding' in order to nullify it.
Once a credit card judgment has been placed in your name can you ignore it or do you have to pay it off?
If a judgment has been placed against you you will have to pay it off. You should probably contact the credit card company and see if you can work out a reduced payment or if they will forgive a certain amount of it.
What happens after a entry judgment is granted?
That pretty much depends upon how much the judgment is for. usually, if the judgment amount is small, then nothing happens except that you have a really negative mark on your credit report. If you attempt a purchase a home, the mortgage lender will force you to pay off the judgment before they will extend a mortgage loan to you. The judgment will appear on your credit report for a very long time and will negatively impact your credit score. If the judgment is for a relatively large amount of money, the creditor will most likely seek to garnish your earnings or attach monies in your bank accounts.
How do you get out of a Civil Judgment?
You can pay off the judgment , prove with a letter or some valid evidence that the judgment was made in error..
What should you do if you had a credit card charged off 5 years ago and you just received a summons from a state attorney suing for the amount and fees and will the judgment start the 7 years over?
A judgment is not granted until the suit is heard and the plaintiff prevails. The amount of time that a judgment remains on a credit report (7 years) has nothing to do with the length of time that a judgment is valid and can be enforced. The best option is for the defendant to discuss the individual circumstances with a qualified attorney.
What kind of lien can be filed on a commercial property for services and materials by a occupant?
A creditor must sue in civil court, obtain a judgment and then request a judgment lien that can be recorded in the land records. A judgment can be rendered for different types of debts such as default on a promissory note, credit card debt, personal injury award, wrongful death, etc. Once a judgment lien is recorded in the land records the property cannot be sold or mortgaged until the lien is paid off. Interest begins to accrue as soon as the favorable judgment is issued.
What happens when you get a default judgement on a credit card?
That depends. A default judgment occurs when one party, after receiving notice and summons in a suit, fails to file an appearance and response before the court. If you got a default judgment against the credit card company, congratulations on your incredible victory - that doesn't happen often. Its exceedingly rare for a credit card company to make such a mistake. What you probably meant though was that a credit card company got a default judgment against you. Bad luck my friend, you should have showed up. By not participating in the judicial process, you have significantly limited your options. You could attempt an appeal, but because you didn't show up, the facts are assumed to be exactly as the credit card company stated them, so your grounds for appeal are practically non-existent. Really the only time default judgments get overturned in most cases is when one side failed to properly serve the defendant, which I assume is not the case here. You could try bargaining with the credit card company to reduce your debt, but the credit card company isn't going to be as willing to bargain now that they have a judgment against you. Why? Because now that they have a judgment, if you fail to pay, they can go to court and get an order enforcing the judgment against you. This kind of order typically allows them to have a law enforcement officer collect your property and sell it off to pay your debt (exactly how this works varies from state to state). Because of the default judgment, the credit card company also enjoys priority in any bankruptcy you might have, so they have very little incentive to negotiate with you over the amount of your debt. Speaking of which, if you can't pay, your best option now is probably to go to a lawyer and discuss your bankruptcy options. Whatever you choose to do, do it sooner rather than later. Putting off dealing with this type of issue puts people in hot water FAST.
What is Citifinancial Auto phone number?
800 922 6235 customer service 800 256 1116 collections These are the numbers for CitiFinancial, but CitiFinancial Auto was sold off to Santander in September 2010. If you were still paying at that time, you should contact Santander. If, like me, you needed paperwork from an earlier payoff, you need to contact a Citi archives office that was set up. I did some company research, because I couldn't find my title/release of lien. I called a couple of CitiFinancial offices for more info. Citi set up an archive office to take care of document requests. You can contact them at CFAautoitemsATciti.com, or you can send them a fax at (888)2FOUR9-5595.
Can you turn off default location in Google Maps?
yes, you can turn off default location in google map via google geographical setting.
Can you write off a judgment on your taxes?
I assume the judgment is against you. If you held the judgment, you will have received money and that may or may not be income. If you pay a judgment against you, whether or not you can "write it off" will depend entirely on what kind of judgment it is. Also, you may be able to write it off for state tax purposes but not federal and vice versa. Usually, paying most judgments does not affect taxes.
