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If it's a $1 coin, the answer is simple: It's a modern presidential-series dollar coin made of brass. It has no precious metal and is only worth a buck, so feel free to spend it.
If it's a $20 bill, the answer is more complicated. If the bill has a gold seal and the words "Gold Certificate" on it, it's a special kind of bill issued until 1928 that was backed directly by $20 worth of gold on deposit in the US Treasury. If the bill's date is 1928 and it has a green seal and "Federal Reserve Note" in the banner, it will also have the statement "redeemable in gold on demand" in small letters on the left side. That means it could be exchanged for gold at that time, but wasn't specifically backed by $20 in gold on deposit.
Either one of these bills is worth more than face value so you should consult a dealer or appraiser about selling them. In any case, they are only valuable as collectors' items. They haven't been exchangeable for gold since 1933 when the US abandoned the gold standard.
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