How do you add windstorm insurance to your policy?
If your policy does not already have windstorm coverage and you need or prefer to have it you should contact your Insurance agent to ask about adding it to your policy.
If the company you are currently with does not offer t he coverage for your area you may need to purchase through another provider.
What does catastrophe wind storm coverage for homeowners insurance mean My tree fell on neighbors house about 60mph winds is that considered catastrophe windstorm coverage?
Is it best for your dependent daughter to have her own auto insurance policy or add her to your policy?
Will it be cheaper for me to add the new car to my current policy or for me to get a new policy to cover both cars?
If your 17 year old does not live with you and drives your car do you have to add him to the policy?
You can add your roommate to your auto policy as a driver but you cannot add their vehicle to your policy. You cannot insure a vehicle you do not own and since you have no legal relationship with a roommate you cannot add a vehicle they own to your policy. You do have an obligation to add them as a driver on your policy if they ever drive your car.
No, I'm afraid not. You see, an insurance policy covers items damaged by a covered loss. The covered losses are things like fire, windstorm, lightning, theft, water damage, weight of ice and snow, etc. Nowhere in your policy will find that an items is covered because you forgot to pick it up when in a cab. This is your fault and not a covered cause, so no the insurance policy will not cover it.
A "peril" in insurance speak is "anything that causes a loss" a named peril policy is what types of accidents or "perils" you are covered for. In a basic unendorsed Homeowners policy the person is covered for: Riot or Civil Disorder, Aircraft, Lightning, Fire, Hail, Windstorm, Explosion, Smoke, Theft(Limits on certain items apply), Vehicles, Vandalism, and Volcanic eruption.
It's probably best to add your son to your policy as soon as he gets his license and have him noted as an occasioinal driver. This way he gains "insurance experience", so that when the time comes for him to obtain his own insurance he may pay less because the insurance company has a history of his driving.
No. A broken faucet sounds like a maintenance or a manufacturer issue and not an insurance problem. Insurance covers events that happen due to a covered cause such as : fire, theft, lightning, windstorm, weight of ice or snow, and many others. The covered item happen in a sudden and accidental manner for them to be covered as well. At no time does a homeowners policy cover maintenance problems. This is not what a homeowners…
Do you need insurance for yourself if all you want to do is practice driving with your dad on a learner's permit?
The replacement of your boiler sound as if it is a maintenance issue and not something that could be covered by your homeowner's insurance policy. The damage would have to be caused by a covered cause such as a tornado, fire, vandalism, windstorm, etc. and I can't think of a way that it was damaged by one of the covered causes. Sorry.