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Most brokerage type firms have training programs to teach these things. There are certification processes associated with being able to sell some of the items that they are 'pushing' at the time. In the UK look at the Financial Services Authority website and at their various handbooks. Also check unbiassed.co.uk and their application form for membership which lists the awarding bodies in the UK and their detailed types of qualification.
Understand that, despite the title, Independent Financial Advisors can be more or less able to give you well researched evidence. They should tell you whether you will be charged a fee or not. If the latter then they will earn commission on the product they tell you about. Draw your own conclusions.
If an advisor works for an insurance company then they may know about insurance but are employed to sell a product. So do not expect a balanced viewpoint.

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Q: How do you become a financial advisor?
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