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Any insurance policy can be canceled in one of a couple of ways:
1. Call the insurance company or the agent through whom you bought it and explain that you wish to terminate coverage. If you have recently paid a premium, they may ask whether you wish the policy to stay in force until the end of the period for which the premium was paid. If you do, tell them so and you will be covered until the end of that period. If not, the policy will end before the end of the term and the insurer will pro-rate the return of the last premium.
2. Do not pay the premium that is next due. Generally, there is a grace period for the payment of premiums (often 10-15 days). If the premium is not paid by the expiration of that time, coverage will end for non-payment of premium.
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