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I took out student loans (Stafford) in the early 1980's, they defaulted and then I consolidated them with the Federal Government, been paying forever, but it only keeps paying on the interest since it is sky high - original amount of loans were $10,000., but with continuous interest they remain at $23,000.00 (I have paid over $10,000. on them at this point; I did apply for the waiver given to teachers who teach in Title 1 schools and it was denied because loans were prior to 1994. Help me, pls., I am 66 yrs. old and don't know how much longer I can keep working.

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Q: How do you cancel student loans taken out prior to 1990?
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