There are two ways to do this. If you have a bank account of your own, and if your bank account has as much money or more, as the amount of the check, then you can take it to your bank and they will cash it for you. If you do not have such a bank account, your alternative is to take the check to the bank which issued the check (the address is printed on the check) and to also take legal identification with you (such as a driver's license or a passport) and they will cash it for you.
I will also note that if neither of these alternatives is going to work for you, you might consider depositing the check in your account, or opening a bank account in which to deposit the check, rather than cashing it. It will clear, usually within a week, and you can then withdraw the money from your account. You do still need ID to open an account, however. Without ID, the world of banking is closed to you. Banks need to be able to confirm your identity.
The person or company the check is made out to. No one else can cash it. The person you wrote it to can endorse the check to someone else so they can cash it.
Definitely the person who wrote it.
An inclearing check is a check written to someone that they cash or deposit.
write them a check for the amount and they'll cash it and you'll be paid back
If it is your own personal check, and you wish to deposit or cash it, yes.
The person or company the check is made out to. No one else can cash it. The person you wrote it to can endorse the check to someone else so they can cash it.
Yes, it is possible for someone to sue you if you try to cash a personal check they wrote you without their consent. They may claim that you are committing fraud or violating their trust by attempting to cash the check without their permission. It is always best to communicate and come to an agreement with the check writer before attempting to cash the check.
The bank will hold you responsible for the bounced check. But you can sue the person who wrote you the check that bounced for the check amount and for the resulting penalties and your court costs.
The check rebounds on the sender... And their account gets charged.
If you try to cash a check that someone has ordered a "stop payment" on, you will be charged a fee by the location you are attempting to cash it at. This fee varies by institution, but it is typically around a $25 fee. As a word of caution, always confirm with the person that wrote the check that it will go through.
Definitely the person who wrote it.
If someone tries to cash a check you wrote for an amount higher than your current balance, the check will bounce. In this case, you will be charged a fee and the payee might get charged a fee as well. Try to put cash into your account before the person cashes the check.
An inclearing check is a check written to someone that they cash or deposit.
no
Some stores will allow cash back on a personal check that is wrote at the time of purchase
If someone writes you a check for $975.00 and there are insufficient funds in their account, the check will likely bounce or be returned unpaid when you try to cash or deposit it. You should contact the person who wrote the check to discuss the situation and potentially find an alternative payment method.
write them a check for the amount and they'll cash it and you'll be paid back