Absolutely. Your insurance agent probably sells life insurance, and if they don't, they know someone who does. Every agent I know (and I work in insurance) would be happy to sit down and talk to you about life insurance. If you don't feel knowledgable enough to sit down and talk to someone yet, there are lots of online learning resources that can help you. StateFarm.com, for example, has a large learning section that helps you learn about policies, as well as a policy advisor that will help you pick our the right type for you and your family. Hope that helps!
Generally, the owner of the policy has the right to choose their beneficiary.
Deciding on an auto insurance policy can seem overwhelming. It is important to choose a local agent who can help match you with just the right coverage for you and your vehicle. When getting an auto insurance quote from John Perry Insurance, our agent will help you every step of the way to choose an auto insurance policy that makes sense for you.
The owner of a life insurance policy has the right to choose the beneficiary. Another person has no power to change that choice.
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It is unlawful to intentionally under insure your home. Your insurance company is required to review your homeowners policy regularly to insure that you are properly insured and that your homeowners policy is in compliance with the law as well as the terms of any associated mortgage note.
The owner generally has the right to transfer ownership of the policy, borrow against accumulated cash value, change beneficiaries, cancel the policy, convert the policy to another one that the company offers at the time of the desired conversion, change the amount of insurance, and exercise options to increase the amount of insurance. There may be other rights that inure to the owner, and they will be enumerated in the policy. There may also be limitations on the rights of the owner, such as, pertaining to the right to change beneficiaries.
The Bankruptcy Court has every right to claim the proceeds of a life insurance policy once you are declared by them as insolvent.
No, the Insurance Company has no right to cancel policy even if you sue them, unless you have failed in timely renewal or did any contractual violation like concealment of facts, that can jeopardize the basic objective of an insurance policy.
There are many options for car insurance in Ohio. Try going online and comparing rates at www.progressive.com and choose the policy and rates that are right for you. Don't forget to ask about student discounts!
The beneficiary of a life insurance policy is solely up to the policy holder. It's not very likely that the insurance agent would give advise other than to inform the policy holder that they have the right to designate any person they wish as their beneficiary. Although you could certainly sue almost anyone for almost anything, Winning the suit is another matter.
The owner of the policy is the only person who has a right to get information on a child's life insurance policy. The owner is also the only one who can make changes or withdraw money from the policy.
An insurance advisor, broker or agent are the same thing.Answer:The role of an insurance advisor is to help you choose the right policy per your needs. He or she serves as the link between a consumer looking for insurance and an insurance company. Their role also includes helping you assess your insurance needs and complete the formalities required to purchase an insurance policy. GEPL, which is essentially a stock broking company, also offers comprehensive insurance advisory service. The best part about their service is that it is totally bias-free and also include claims and settlement assistance.