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Take the following to the bank:

a. Proof of death of the depositor - death certificate

b. Proof of relationship with the depositor - proof that you are the depositors blood relative

c. No objection certificate from other blood relatives of the depositor.

Here the bank will not pay the money until you provide all the 3 above. Blood relative here refers to immediate brother/sister, husband/wife, parents and children.

If the deceased has a legal WILL where he has nominated someone as their heir, then the bank will easily release the funds without much hassle.

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Q: How do you claim recurring deposit in case of death of depositor and no nominee?
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