If you we in the vehicle, you can get a copy of the Police Report from the Police records department.
Yes, you do not need a police report to file a insurance claim.
what can you do, both drivers are in the wrong and braking the law, so report it to the police and both partys will be charged and then prob get a fine to pay for the damage, also points on the licence
It depends on how smoothly you want the insurance claim to go. Generally, insurance companies resist paying if there is no report to the police.
Most insurance companies want a police crime report number before a settlement is reached.
Call the police and get a police report. Call your insurance company and report it to them asap.
An insurance company can assign fault regardless if a police report is filed or not. A police report is simply a report made by a neutral party at an accident scene. I believe there have been cases where insurance companies have assigned fault to one party when the opposing party was initially named at fault in a report.
Yes, you will need to report your accident to the police. You should report all accidents to the police, so that you can file a claim with your insurance.
Police reports are not necessary, insurance companies can recreate the occurrence from the damage on the vehicle and determine who is at fault.
you will most likely get charged with filing a false police report. If you reported it to your insurance you can add insurance fraud, which is a felony
The insurance company is not required to report a hit and run to the police but in most all personal auto policies, the insured is required to report a hit and run to the police before the insurance company will treat the claim as an uninsured motorist claim. This is usually a policy requirement.
If both drivers have no insurance and do not file a police report, each driver is responsible for repairing the damage to his/her own vehicle.
It will not go against your insurance because a claim has not been filed only a police report.