Call the company, it is likely that they'll ask for a copy of the death certificate to close the accounts.
The most obvious way would be to check the statements for usage. And all credit cards should be notified as soon as possible of the death of the holder and the accounts cancelled.
You would contact the credit card company. They would probably need a copy of the death certificate in order to remove the name. If the account is in that name only, the estate would pay off the loan and close the account.
My husband has several credit cards in full swing...He pays on them...To whom the are for I don't know or what has been charged on them.... In no way can I pay for these after his death....what can I do....
The estate has the responsibility to settle all debts including credit cards. Once that is done, the remainder can be distributed.
In Florida, the executor or personal representative of the deceased's estate is responsible for notifying credit card companies of the cardholder's death. The estate is generally responsible for paying off any outstanding credit card debt using the deceased person's assets. Family members are not typically personally liable for the deceased person's credit card debt.
not if you have death insurance on the loan and credit cards
If your name is on the account you have to pay. If not, you need to send a copy of the Death Certificate.
Yes, you need a death certificate, which you will need to fax/mail into the company. Just tell them the person is dead, and ask for their policy, each company is slightly different but all of them require a death certificate.
Of course, I can't give you advice. But here is a suggestion. If the credit cards are in her name alone, there is no problem. Open a P.O. Box just for correspondence to the credit card companies and use it when sending and receiving mail from them. Make several copies of the death certificate, and send one to each credit card company. Expect them to close the accounts. Don't offer payment. Don't sign anything. Refuse to be intimidated. You are not responsible for her debts. If you must give them a reply or explanation, simply tell them the card holder is deceased and there is no money, no assets, nothing. Then forget about it.
sometimes just a death certificate is needed, but if any money is owed you willl be responsible, and if any money is due, you may need an executer of estate order, which you can get fairly easy from an attorney.
You can't transfer the house until the debts are resolved. The house may have to be sold to pay the credit cards.
The estate has to pay off the debts including credit cards. If the estate cannot do so, they distribute as best they can. If the court approves the distribution, the debts are ended.