The estate has the responsibility to settle all debts including credit cards. Once that is done, the remainder can be distributed.
Your mother's estate is responsible for her credit card debt.
AnswerNo, you need to send a copy of the death certificate to the credit card company. You are not responsible for your father's debt.
Actually, the answer is the credit card holder is responsible for the debt if single, otherwise the spouse may be responsible for a partners debts. If it was made while they were married, otherwise, the bank can't collect the debt.
I live in California, and my grandmother passed away and I contacted the credit card companies, told them she died, sent a death certificate, and they took care of the debt.
The estate is responsible for the decedent's credit card debt.
No. The card holder is responsible for all debt on the credit they extended to him. (You may be responsible to the credit card holder for the debt he incurred for you, if that was your agreement).
not if you have death insurance on the loan and credit cards
You are because you incurred the debt.
The person who carried the card is still responsible for the debt.
I think that would be paid out of the estate and not by the child.
If the card is in his name, only, there may be an out. You will need to get legal help.
Your dead spouse's estate is responsible for the credit card debt. In practice, this may amount to "you are responsible for it."