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Usually, a credit counseling agency will attempt to get you a lower interest rate on your credit cards in order to coax you into paying them down. The creditors do not have to accept these terms and can easily reject you, but this is usually based upon your own financial situation and the type of relationship that the credit counseling agency you go with has with your debtors. More often then not, these credit counseling agencies will have a relationship already with these major creditors and already know how much money that they will get as a result of working with them and how much the interest rate will be reduced because of it. You can usually expect to pay back your entire balance on the debt that you owe and anywhere between six and twelve percent of the interest. This is about half of what your normal interest would be. Again, they do not have to do any of this, but it is what typically will occur when you go through a credit counseling service. When you speak with the potential credit counseling agency be sure that you get all the exact terms and conditions from them. They will usually try to have all of your late payment fees reverted, but this tends to happen when you have a proven track record of about half of a year with them of solid payments.
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Where can one find online a credit counseling program?
One can find a credit counseling program online by searching credit counseling program. There are many programs out there, each offering different solutions.
Where can one find non-profit credit card consolidation?
One can find non-profit credit card consolidation by visiting the Consumer Credit Website, a company that specialize professionally in credit and debt counseling.
Where can one find a credit calculator?
One may find a credit card calculator at the site "Credit Canada". The program is available for and allows people to calculate their credit card payments, interest and help reduce debt.
Where can a person get advice on credit counseling?
There are a number of sites one can visit to get advice on credit counseling. One can find such advice at the 'National Foundation for Credit Counseling' or 'Better Business Bureau' who have a good advice on choosing a credit counseling agent.
Where can one find the best credit card reward program?
There are many places where a person can find the best credit card reward programs. A person can look on the computer for the best credit reward programs. Also, a person can check the newspaper for ads for credit cards and see what rewards they offer.
Where can one find online a credit counseling program?
One can find a credit counseling program online by searching credit counseling program. There are many programs out there, each offering different solutions.
Where can one find non-profit credit card consolidation?
One can find non-profit credit card consolidation by visiting the Consumer Credit Website, a company that specialize professionally in credit and debt counseling.
Where can one find a credit calculator?
One may find a credit card calculator at the site "Credit Canada". The program is available for and allows people to calculate their credit card payments, interest and help reduce debt.
What's a good credit counseling program?
http://www.expertlaw.com/library/finance/good_credit_counselor.html a guide can be found here. It is generally thought to be wise to get a local advisor and see them face to face for counseling. Also, depending on your needs, location, and situation, you would need to read a guide. A good credit counseling program is Marketplace From American. You can find a Good Credit Counseling Service at www.kiplinger.com/columns/ask/archive/2006/q0306.htm
Where can I find a credit card consolidation organization to help me with my debt issues free of charge?
In some cases your fees may be waived if you use Consumer Credit Counseling.
Where can a person get advice on credit counseling?
There are a number of sites one can visit to get advice on credit counseling. One can find such advice at the 'National Foundation for Credit Counseling' or 'Better Business Bureau' who have a good advice on choosing a credit counseling agent.
How much cash back can I take out from my credit card?
Each credit card has a unique rewards program. The best way to find out what your personal card rewards may be is to contact the customer service department of your particular card and inquire as to their rewards program. Also, in the agreement that was signed for your card, they may provide information as to their rewards program.
Where can one find the best credit card reward program?
There are many places where a person can find the best credit card reward programs. A person can look on the computer for the best credit reward programs. Also, a person can check the newspaper for ads for credit cards and see what rewards they offer.
Are there any software programs that allow one to do a credit cards comparison?
The website www.creditcards.com › Credit Card News › Credit Card , has a program that allows you to compare credit cards. They can help you find the best card for your needs.
How can one find help to consolidate one's credit card debt?
One can find help to consolidate one's credit card debt by checking out websites which offer debt relief and counseling services, for example In Charge, Care One Credit and Consolidated Credit. Other agencies which assist with debt relief are Repay Debt and Prosper.
Where can I find credit counseling to raise my score?
Credit counseling does not always work and may actually make your credit score worse. There are no quick fixes to raise credit scores and just pay your bills.
Where can one find the expiration date of a credit card?
One can find the expiration date of a credit card online in the credit card company's website. In addition, the expiration date is on the back of the credit card.
