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What else can I help you with?
Does homeowners insurance cover the cost of cleanup after an unattended death?
No. Your Homeowners insurance is "Property" insurance. It covers property damages caused by certain covered Perils such as Fire, Wind, Hail, Lightning, Fire etc. You will not find coverage on your Home Insurance Policy for death or related expenses.
Where might a person find information regarding engagement ring insurance?
An engagement ring insurance may be covered by a homeowners' policy. However, this depends on the value of the ring. If the homeowners' policy does not cover the engagement ring, a policy extension for personal property coverage is needed. Alternatively, there are insurance companies which specialize in insuring jewelry.
Where should you keep your Homeowners Insurance policy?
where you and others cvan find it if needed.
Does a homeowners insurance policy protect against vandalism?
it might. read it and find out.
Does homeowners insurance cover leak in roof?
This depends on the Terms and Conditions of the Policy, you will find these on the Policy Document itself.
Is your personal property insurance added to your homeowners insurance?
Most standard insurance carriers' homeowner packages cover the dwelling structure, separate structures, personal property, loss of use, personal liability and medical payments. However, there are many different forms of homeowners type policies. If you have a basic, HO1 (ISO), then your property may very well not be covered. The best thing to do is get a copy of your policy and check. If it is not covered, you should be easily able to find a carrier who will cover property as part of the policy.
What does home owner insurance not cover?
There are millions of things that a homeowners insurance policy does not cover. To find out what it does cover just read your policy, anything not on there is not covered.
Where can you find the homeowners declaration page?
You will find the homewoners declaration page in your homeowners insurance package. The declaration page is a summary of the insurance you have paid for. The declaration page details out the coverage you maintain on your property.
How do I find out if my neighbor has homeowners insurance?
You just have to ask them if they have insurance on the house. There is no other way to find out as all insurance information is protected under both state and federal privacy laws. Homeowners insurance and policy information is "not" a matter of public record.
If I hit a car parked in my driveway while backing out would the owner of the car submit a claim to my car insurance or my homeowners insurance since it took place on my property?
HI, Working in a car insurance company, you would claim off your car insurance as the vehicle was involved in the accident, however because it was on your own personal property you may be able to claim off your house insurance depending on the terms of your policy, you will find most homeowners insurance only covers the house itself and not the surrounding gardens
Does homeowners insurance cover an injury caused by a guest?
It depends on your specific policy. In order to find out if your policy covers an injury caused by a guest, please contact the company that your policy is with.
Can you have a standard homeowners policy on a building that is zoned commercial but used as a private residence?
Typically, a standard homeowners policy is designed for properties zoned as residential. If a building is zoned commercial, even if it is used as a private residence, obtaining a standard homeowners policy may be challenging. Insurers might view the commercial zoning as a higher risk, potentially requiring a different type of coverage, such as a commercial property insurance policy or a special endorsement to cover residential use. It's essential to consult with an insurance agent to find the appropriate coverage for your specific situation.
