It depends on your specific policy. In order to find out if your policy covers an injury caused by a guest, please contact the company that your policy is with.
No, your Homeowners Insurance will not. Your Medical Insurance Will.
No. Your homeowners will only cover personal injury if it occurs on the property listed on the policy.
No
It would depend on whether or not you are liable for the injury. Homeowners insurance is not a viable replacement for medical insurance.
The liability portion of your homeowners insurance policy will cover costs of legal defense, (attorneys fees) and resulting judgements if you are found liable for accidental injury to another while they are in your home or on your property. It will not cover intentional injury though.
No it does not.
No, Personal injury would be covered under your Medical Insurance.
No, That's what your boyfriends major medical insurance policy is for. Your homeowners insurance nor you are liable for injury due to criminal acts.
Yes, Homeowners insurance typically does provide coverage for losses that result from an accidental fire.
Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.
Accidental, Yes. Intentional, No
Typically, standard homeowners insurance policies do not cover damage to a foundation caused by earthquakes. You would need to purchase a separate earthquake insurance policy or rider to have coverage for this type of damage.