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Accidental, Yes.

Intentional, No

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Q: Will homeowners insurance cover a fire loss caused by the homeowner?
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Does homeowners insurance cover stolen motorcycles?

Homeowner's insurance WILL NOT cover stolen motorcycles. Motorcycles is an automobile. Sorry!


Does homeowner's insurance cover ponzi scheme?

No, Homeowners Insurance is Property Coverage, not financial or Investment Insurance.


Does homeowner insurance cover the homeowner?

If i go out of town and live the water running from the sink would mu homeowners cover the claim


What insurance covers homeowners falls in his home?

Health insurance is the only thing that would cover falls of a homeowner in the home. Homeowners insurance is certainly not intended to cover this type of accident.


Does homeowner's insurance cover damage done by renters?

Homeowners insurance No. But a landlords Dwelling Policy yes.


Does homeowners insurance cover damage to your neighbor's property caused by fire?

Usually your policy will have a section covering your liability as a homeowner. This may cover the neighbour. Check your policy ask your insurer


How much vacant land will cover under homeowner insurance?

Homeowners insurance does not cover land. It covers the insured structures located on the land.


Will homeowners insurance cover replacement windows that sagged due to settling?

Settling of earth is not a covered cause of damage. For this reason, the homeowner's insurance will not cover replacement of the windows. This is a maintenance issue that is your responsibility as the homeowner. Maintenance is never covered by the homeowner's insurance. Sorry.


Does homeowner's insurance cover loss of a well due to nearby blasting?

No, Homeowners insurance does not warranty the production of a well on the property.


Does homeowner insurance cover someone else property also from theft?

No. A homeowners insurance policy is specific to the property of the named insured.


Will homeowner insurance cover wood pecker damage?

Probably not. Homeowners usually do not pay for damage caused by pets, wear and tear nor common maintenance issues.


Does home owners insurance cover accidental falls?

It depends on the circumstances. Most homeowners insurance policies will cover some of the medical expenses if a person falls and gets hurt on the homeowners property, but only if the homeowner was negligent.