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Homeowners insurance does not cover land. It covers the insured structures located on the land.
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∙ 12y ago
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Will homeowner's insurance cover the repair of a broken water pipe under a concrete driveway?
dependent
Will your renter insurance cover when there was a damage in parking lot with your vehicle?
Of course not. Auto insurance has to cover your car and home insurance covers your home. Damage to you car is always covered under an auto policy. It is specifically excluded under your homeowner's rental policy.
Insurance company says off-road motorcycles are not covered for theft under a homeowner's policy are they wrong?
No, homeowner's insurance does not cover vehicles of any type. Coverage for ATV's, motorcycles, minibikes, etc. has to be purchased on a separate policy.
Does homeowner insurance cover septic tank failure?
Depends on the policy. You need to look under Perils Insured Against in your policy.
Will homeowner's mortgage insurance pay for failing drainage pipes under foundation?
Mortgage InsuranceNo, Mortgage Insurance is NOT Homeowners Insurance. Mortgage Insurance does not cover your home at all.Mortgage Insurance covers your finance note, not your home.
Does a brain anerysm fall under homeowner insurance?
No.
Does homeowners cover water damage from a leaky roof?
In most states, homeowner's insurance does not cover water damage from a leaky roof. Water damage is generally covered under a separate policy called flood insurance.
Is a porch and deck covered under homeowner insurance or Flood insurance?
yes
Will homeowner insurance cover a fitting that came lose under my sink?
No, That's a maintenance issue under the "Normal Wear and Tear" clause. Upkeep and maintenance of the property is the Homeowners responsibility.
If I injure someone in self defense and am sued for his damages does my homeowner's liability coverage cover my legal costs and his medical care?
This is a question that can only be answered by your reading your homeowner's insurance policy. Under certain conditions, it might.
What would likely be covered under homeowner's insurance but NOT by renter's insurance?
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
Would likely be covered under homeowners insurance but not by renters insurance?
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
