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What would likely be covered under homeowner's insurance but NOT by renter's insurance?
Wiki User
∙ 6y ago
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
Wiki User
∙ 6y ago
Wiki User
∙ 6y agoThe cost of repairing the building. Renter's insurance covers the property that the renter owns that is in the building.
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Would likely be covered under homeowners insurance but not by renters insurance?
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
What would likely be cover in homeowner's insurance but not renter's insurance?
Anything that is owned by the homeowner would not be covered by renter's insurance. That would be the building, any appliances, the furnace, sinks, tubs, floors, walls, etc.
Will a claim be paid if insurance is in one name and home is in another?
No, most likely the claim will not be denied. If the owner of the home is not listed on the policy as an insured then the owner is uninsured and the company must by law deny payment of the claim. Every Homeowners Insurance contract requires disclosure of the legal owner at he time of application. If the property changes ownership during the policy term the Insurance Policy is automatically null and void at the moment ownership changes. The new owner has to make application and qualify for their own Insurance Policy. It is against the law to insure a home or property in which you have no insurable interest.
Can you apply for the other insurance plan while having the benefits of existing insurance?
No, as this is called double jepordy. If one company finds out about the other, you are likely to be canceled.
Where can you get liability insurance for a partnership cleaning business in Missouri?
Contact a good agent, they will be able to assist you with this, if they do not sell the type of insurance you require they will more than likely know an agent that does.
Would likely be covered under homeowners insurance but not by renters insurance?
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
Does homeowners insurance cover hearing aids if a dog chewed it?
Not Likely unless you scheduled it on your homeowners insurance policy and paid an additional premium for it. Personal aid devices of this type are generally covered through your health insurance provider.
Does homeowners insurance cover ruined gardens?
Not likely. Never heard of someones garden being covered under a homeowners insurance policy but. To be sure though you might want to review your policy schedule of coverages or ask your Insurance Agent.
Will homeowners insurance cover a collapsed pipe?
You'll have to contact your insurance agent and ask them, There are many different levels of Homeowners Insurance and it really depends on the breadth of coverage you purchased. As a general rule though. If the pipe collapsed due to a covered peril then it would be covered. If it collapsed due to age or normal wear and tear then it will likely not be covered due to it's being a maintenance issue.
Will homeowners insurance cover the installation of a HVAC Unit if your house never has had one before?
NO, Your homeowners Hazard Insurance Policy does not pay for maintenance or other home upgrades. However upgrades should be reported to your insurer as they can be covered if damaged or loss occurs from covered peril on your policy. If your Insurer is not aware that you have added an HVAC unit it will likely not be covered if damaged.
Does homeowners insurance pay for bee removal?
Not likely. Under not covered items the section reads; Nesting of infestation, of discharge or release of waste products or secretions, by insects, birds, rodents or other animals. This is from American Hallmark but I'm guessing is pretty standard language.
Does home owners insurance cover drain fields?
Homeowners insurance covers all property but the damage must be from a covered cause. I cannot think of a covered cause that would damage a drain field. More than likely the problem is from roots from trees or vegetation choking out the lines. This would not be covered.
Is skunk damage to your house covered by your homeowners insurance?
It depends on what the skunk damaged and whether or not vermin or pests are a covered peril under your policy. If it's an odor problem then likely it's not covered, Skunk Odor dissipates on it's own. Just contact your insurance agent and ask them if your covered, that's the easiest way to find out.
What is the deductible for renters insurance?
You choose. Most likely $250, $500, $1000 and maybe $2000
Does homeowners insurance cover losses a friend incurred from being robbed inside the home?
No. Your friend is most likely not a named insured on your homeowners insurance policy. Your homeowners insurance policy is specific to you and your property. It would also not cover the losses of a tenant.
Who has the best insurance for construction and renters ins?
It is not likely you will find a single insurer with the best offering for both of these insurance categories. Construction Insurance is a Commercial lines Policy while Renters Insurance Is a Personal Lines Policy. That's kinda like trying to mix apples and oranges.
Will homeowners insurance cover a new roof?
Your question can be read in a couple of ways. 1. If an occurrence covered by a homeowners policy caused damage to the roof, it probably would be covered. If the occurrence that caused the damage was a type of occurrence covered by the policy, the damage would likely be covered. 2. Conversely, if the roof leaked just because it was old, insurance would not cover repair or replacement because insurance does not cover ordinary wear and tear. 3. If what you mean is whether a new roof (rather than an existing roof) is covered, the rule stated in #1 would apply.
