Anything that is owned by the homeowner would not be covered by renter's insurance. That would be the building, any appliances, the furnace, sinks, tubs, floors, walls, etc.
No, your Homeowners Insurance will not. Your Medical Insurance Will.
No. "Renters Insurance" is property coverge for a tenant. It will cover the property of the named insured Tenant or Renter that is located within the rented dwelling. It will not cover property of someone who is not a named insured on the policy.
No, it's not required, but it's really, really important unless you have the funds in the bank for someone to sue you if they fall or if someone leaves an unattended candle lit. Renters insurance carried by just the renter will only cover the renter's belongings, it will not cover your home.
There are millions of things that a homeowners insurance policy does not cover. To find out what it does cover just read your policy, anything not on there is not covered.
No. Your homeowners will only cover personal injury if it occurs on the property listed on the policy.
No. That's what renters insurance is for.
No, homeowners insurance typically only covers property and liability for property owners, not renters. Renters should consider purchasing renters insurance, which can protect their personal belongings in the event of theft or burglary.
Homeowners insurance No. But a landlords Dwelling Policy yes.
No, Renters insurance is coverage specific to household property or contents owned by the named insured. It does not cover the property of others and it does not cover automobiles. Neither Renters insurance nor Homeowners insurance will cover damage to an automobile. That's what auto Insurance is for.
Renters Insurance doe snot cover "Real Property". If you have purchased a home then you need a Homeowners Insurance Policy.
Personal possessions are usually covered on your homeowners or renters insurance policies.
Yes, but only for the dwelling, not for your renter's belongings. be sure to notify your insurance company that you have renters, your rate will go down because they're not insuring your belongings...and be sure to tell your renters about renters insurance.
If YOUR belongings were in the friend's car and they were stolen, they are covered on YOUR homeowners or renters policy. If your friend's belongings were stolen from a car, HIS or HER homeowners/renters policy would pay.
homeowners insurance or renters insurance
The answer is in your particular policy, but if it does not your renters or homeowners policy may cover those items.
No. Your friend is most likely not a named insured on your homeowners insurance policy. Your homeowners insurance policy is specific to you and your property. It would also not cover the losses of a tenant.
No, it does not.