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Is skunk damage to your house covered by your homeowners insurance?
Wiki User
∙ 11y ago
It depends on what the skunk damaged and whether or not vermin or pests are a covered peril under your policy. If it's an odor problem then likely it's not covered, Skunk Odor dissipates on it's own.
Just contact your insurance agent and ask them if your covered, that's the easiest way to find out.
Wiki User
∙ 11y ago
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What does homeowners insurance pay for in case of damage to your house?
Your Homeowners insurance policy will pay for damages that result from the covered perils specified on your insurance policy subject to the policy limits and any deductibles listed therein.
Homeowners Insurance?
form_title=Homeowners Insurance form_header=Protect one of your most important assets with homeowners insurance. Get the homeowners coverage options to suit your life. Do you already own homeowners insurance?= () Yes () No Does your current homeowners insurance cover flood damage?= () Yes () No () Don't have homeowners insurance Are individual items in your house, such as your TV, covered by homeowners insurance?= () Yes () No () Not Applicable Are you looking to get homeowners insurance or update your current insurance?= () Get Insurance () Update Insurance
What can you do if an uninsured driver hits your house?
File a loss notice with you Homeowners insurance Company. You should have no problem getting the damage to your home covered.
Will homeowners insurance cover damage to the neigborh house by your car?
No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.
Does homeowners insurance cover air conditioners?
Absolutely. A central air unit is considered and covered as part of the house while a window unit is considered personal property. As long as damage happened due to a covered cause then the homeowners policy will cover damage to the ac unit.
Does homeowners insurance cover skunk damage to duct work under your house. A skunk is not defined as a rhodent or varment?
Damage from animals is not a covered cause whether or not it is caused by a rodent or varmint.
Does homeowners insurance cover damage of your car in a house fire?
no motor vehicles are excluded - it would be covered under your auto policy provided you have comprehensive coverage.
If there is a great deal of damage done to the roof of your house and no company will finance you will your insurance company help you?
Most homeowners insurance companies do not provide mortgage financing. Any damage done to a home, such as hail, wind, fire, etc. should be covered by the homeowners insurance. If the roof is just "worn out" it is the homeowners responsibility This is considered normal and expected maintenance incidental to home ownership.
How do you know if the dirt the house is built on is not part of the homeowners insurance coverage?
Earth movement is generally not covered under a homeowners insurance policy so that should answer your question. The only case it might be covered is if you purchase an endorsement to add coverage for earthquake. Remember that maintenance and faulty building is not covered under homeowners insurance.
Why does a homeowners insurance co take pictures of your house?
It protects the insurance company from fraud. Any damage that already exists and shows in the pictures cannot be claimed later to get a "free" repair. Also if you add on to the house and don't notify the insurance company, the addition will not be covered.
Does homeowners cover tree damaged by hurricane?
Homeowners Insurance Covers the property detailed under your policy. Trees are not an insured property. If a hurricane blows a tree into your house and damages your home then the damage to your home would be covered but if only the tree is damaged then the tree itself is not covered.
Does homeowners insurance cover concrete stair separation from the house?
It depends what caused the separation. If it was from improper installation or a design flaw the damage will not be covered. However, if the damage was caused by a covered loss then the damage will be covered. Review the Perils Insured Against section of your policy to determine if the loss is covered. You may need to retain an engineer to determine the cause.
