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Does homeowners cover injuried guest

Updated: 8/18/2019
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Wiki User

9y ago

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It would depend on whether or not you are liable for the injury. Homeowners insurance is not a viable replacement for medical insurance.

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9y ago
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Does homeowners insurance cover theft by one guest from another guest?

No. The property of your guest is not and can not be scheduled on your homeowners policy simply because it does not belong to you. You also can not be held liable for the criminal acts of another.


Does homeowners insurance cover an injury caused by a guest?

It depends on your specific policy. In order to find out if your policy covers an injury caused by a guest, please contact the company that your policy is with.


If a guest were to fall and get injured in my home will my homeowner's insurance cover my guest?

You should check your homeowners insurance policy declarations. But with that said, your policy should have guest medical protection which could range from $500-$25,000 for your guest's medical expenses.


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Homeowners insurance does not cover automobile nor there parts.


Does homeowners insurance cover guest items stolen from your home?

No, Your home insurance policy is specific to the named insured(s) property and contents if covered.


Does homeowners insurance cover foreclosure?

No. Homeowners Insurance does not cover the owners default on a mortgage note.


Does Allstate cover lightning strikes in there homeowners policy?

All homeowners policies cover damage caused by lightning.


Does homeowners insurance cover demolition?

Yes. That is covered on a homeowners policy.


Will Homeowners insurance reimburse for mortgage during renovation?

NO, your homeowners policy will cover 'additional living expenses' but will not cover your mortgage.


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No, Homeowners insurance is for the house. it does not cover cars or car accident claims.


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The basic structure of a homeowners policy looks like this:


Will homeowners insurance cover rotting wondow?

No, That would be a homeowners maintenance issue.