It would depend on whether or not you are liable for the injury. Homeowners insurance is not a viable replacement for medical insurance.
No. The property of your guest is not and can not be scheduled on your homeowners policy simply because it does not belong to you. You also can not be held liable for the criminal acts of another.
It depends on your specific policy. In order to find out if your policy covers an injury caused by a guest, please contact the company that your policy is with.
You should check your homeowners insurance policy declarations. But with that said, your policy should have guest medical protection which could range from $500-$25,000 for your guest's medical expenses.
Homeowners insurance does not cover automobile nor there parts.
No, Your home insurance policy is specific to the named insured(s) property and contents if covered.
No. Homeowners Insurance does not cover the owners default on a mortgage note.
All homeowners policies cover damage caused by lightning.
Yes. That is covered on a homeowners policy.
NO, your homeowners policy will cover 'additional living expenses' but will not cover your mortgage.
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
The basic structure of a homeowners policy looks like this:
No, That would be a homeowners maintenance issue.