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You should check your homeowners insurance policy declarations. But with that said, your policy should have guest medical protection which could range from $500-$25,000 for your guest's medical expenses.

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Q: If a guest were to fall and get injured in my home will my homeowner's insurance cover my guest?
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Related questions

Does homeowners cover injuried guest?

It would depend on whether or not you are liable for the injury. Homeowners insurance is not a viable replacement for medical insurance.


Does homeowners insurance cover theft by one guest from another guest?

No. The property of your guest is not and can not be scheduled on your homeowners policy simply because it does not belong to you. You also can not be held liable for the criminal acts of another.


Does homeowners insurance cover guest items stolen from your home?

No, Your home insurance policy is specific to the named insured(s) property and contents if covered.


Does homeowners insurance cover an injury caused by a guest?

It depends on your specific policy. In order to find out if your policy covers an injury caused by a guest, please contact the company that your policy is with.


Can a guest that was in your home when a criminal assault took place sue your homeowners insurance?

yes


Will homeowners insurance cover damage to a guest's car if the car was damaged during a windstorm by a basketball goalpost uprooted from the home owner's property?

Homeowner's insurance will not cover a guest's car, or even your own car. It is also very important you talk to your agent about all other motorized vehicles, including boats and ATVs, because you may not be covered for those either.


Does homeowners cover a fall of a guest?

No, The medical coverage portion of your policy (usually $500) is for minor injuries that can occur around the home and is specific to the named insureds. Your home insurance policy is not a replacement for major medical insurance. If your guest feels you are responsible for their injuries through your negligence then they could sue you for coverage under the liability portion of your home insurance policy.


Will homeowner's insurance cover the damage if you back into your guest's vehicle in your yard?

No


How much is a double break on a foot from home owners insurance?

There is not enough information to answer your question. Did this injury occur in the home or away from the home? Who was injured and how did it occur? Was an insured household resident injured at the insured home? A homeowners insurance policy often provides a small amount of medical coverage if the insured elected it at the time of purchase for minor household injuries but does not replace a medical insurance policy. Was a guest injured on the premises of the insured home? Homeowners insurance policies often provide Liability coverage if the insured elected the coverage at the time of purchase that might provide coverage if the insured home owner was at fault for the injury. You would need to check your home insurance policy or contact your agent to determine if you purchased medical coverage or liability coverage depending on what occurred and if so, what limits are available.


Is the homeowner liable for an injury to a guest if the guest is injured on the homeowners property but by an object that is not the homeowner's?

No, You are not automatically liable for an injury that occurs on your property simply because you own the property. It does not matter if you owned an object or not on which they person was injured. In order to be held liable you would have to have caused the injury either through direct action or in-action that led to the injury.


Does home owners cover if guest falls and breaks bones?

If your guest decides to sue you as the responsible party for his fall and subsequent broken bones. And, If you have liability coverage on your home insurance policy, Then your insurance company would provide legal defense for you and cover any resulting award to your guest up to the limits of your liability coverage.


Can your homeowners insurance be cancelled because a tenant allowed a guest dog over who bit him?

That is a liability issue and generally policies are not cancelled for liability. You of course required your tenants to get renters insurance so their own personal liability insurance would pay.