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Try reviewing this article http://moneycentral.msn.com/content/Insurance/Insureyourlife/P35421.asp

also visit www.steveshorr.com/life.htm

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โˆ™ 2015-07-15 19:45:59
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Q: How do you find out if you are a beneficiary of your deceased father's insurance policy?
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Related questions

Is life insurance considered as the estate of the deceased?

only if there is no beneficiary named on the policy, or if the beneficiary(ies) deceased before the insured.


Life insurance part of estate?

Life Insurance and EstatesNO, not if the named beneficiary is not deceased. The proceeds of a life insurance policy belong to the named beneficiary not to the deceased. It should not under any circumstances be included in the estate of a deceased or the probate process. If no beneficiary is named or if all beneficiaries are deceased then their is no alternative. When their is no named beneficiary then the value of the life insurance policy reverts to the insured and must then be included as part of the deceased estate


How can second divorced wife collect deceased husbands insurance policy when first deceased wife of husband is still named beneficiary?

In order to ensure that a wife collects her deceased husband's insurance policy, it is beneficial to transfer the beneficiary of the policy while the husband is still alive. If the beneficiary of the policy is also deceased, it would be wise to seek legal help.


What if there is no will or beneficiary on a life insurance policy of the deceased?

The policy proceeds will become part of the decedent's estate.


If you are not listed as a beneficiary on your fathers life insurance policy are you entitled to anything?

You are entitled to no proceeds from the life policy if the beneficiary or contingent beneficiary is still alive.


Is life insurance consideredpart of the estate?

If the insurance policy owner did not specify a beneficiary or the beneficiary is deceased, then the life insurance proceeds go to the insured's estate.


What if no beneficiary is named on a life insurance policy and they have a spouse what happens?

If an insured has a policy where there is no named beneficiary, or the named beneficiary is deceased, then the benefit will be paid to the insured's estate.


Does the beneficiary of a life insurance policy have to pay for the deceased funeral cost or should the estate pay for it?

The beneficiary of a life insurance policy is not responsible for paying for the deceased's funeral cost using the money from the proceeds of the life insurance policy. The estate of the deceased is responsible for paying for the funeral cost from the proceeds of the estate.


What is a deceased beneficiary?

A 'deceased beneficiary' is the beneficiary of a life insurance policy or a 'payable on death' bank account who predeceased the insured or the account owner. A 'deceased beneficiary' could also be a beneficiary named in a will who predeceased the testator or who died during the probate of the estate.


Can a spouse change there deceased spouses beneficiary name on a life insurance policy?

The owner of the policy can change the beneficiary of the policy. If the original beneficiary has died before the insured, the owner of the policy can designate a new beneficiary at any time.


What happens to the proceeds of a life insurance policy if there is not a named beneficiary?

The life insurance benefit will be paid to the deceased's estate.


Does insurance money need to go to estate when deceased?

No, the insurance money goes to the beneficiary named in the policy. If the beneficiary is not named, or the estate is named, it will go into probate.

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